While at Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.
Our people are what separate us from other companies. We embrace technology but we prefer to get to know our customers and be present at their purchase closings to make sure all goes smoothly and we get to be the first to shake hands with our new homeowners. Operating as a mortgage broker allows us to shop not only the lowest rates, but the most advanced programs out there to make the process as streamlined as possible.
Our people are what separate us from other companies. We embrace technology but we prefer to get to know our customers and be present at their purchase closings to make sure all goes smoothly and we get to be the first to shake hands with our new homeowners. Operating as a mortgage broker allows us to shop not only the lowest rates, but the most advanced programs out there to make the process as streamlined as possible.
Services
Our mission is to become the premier mortgage company serving our local area and beyond. We plan to accomplish this by leaving all of our customers 100% satisfied by arranging home loans with the best terms and smoothest closings available in the marketplace at any given time. Furthermore, we pledge to be there for our customers to help them overcome any roadblocks that can arise while securing a loan.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
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