DuPont is nearing a deal to buy Rogers Corp., an electronics-materials specialist with a market value of nearly $4 billion. It also plans to review alternatives for its unit specializing in materials used in the automotive industry. JC Financial provides borrowers with superior mortgage solutions and impeccable personal service, closing transactions with the best loan programs in the most efficient manner.
We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. Josephine Chu, our founder, is also fluent in Mandarin and Cantonese, and can help translate important documents for borrowers in need.
We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders. Purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. We are with you every step of the way. Josephine Chu, our founder, is also fluent in Mandarin and Cantonese, and can help translate important documents for borrowers in need.
Services
At JC Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Cashing out refers to the refinancing of a loan where the borrowers will borrow money on their own home. If a home is appraised at $100,000 and the borrower's outstanding mortgage loan is $60,000, it is possible to enter into an 80% cash-out refinance transaction for a loan of $80,000 (80% of $100,000).
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Reviews (1)
W. Z.
Dec 12, 2017
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Josephine is a super star. She took care of all our housing related needs, from financing, buying, and selling our house. Josephine was with us for an almost two-year house search. She provided honest opinions of the pros and cons of the property and didn’t pressure us to make a decision. Since she does not only serve as the buyer’s agent but also provides financing services, Josephine can make the entire purchasing process seamless. Josephine was even more amazing when we were selling our previous house. She worked with service providers to make the house ready for the market as soon as possible
