Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union's founding fathers recognized that a cooperative financial institution could provide them with responsive, reasonably priced access to financial services.
Today, over 90 years later, these reasons still provide the foundation for continued development as LFCU serves more than 3500 Federal Employees in the Louisville area. The credit union idea is a simple one: People should be able to pool their money and make loans to each other.
Today, over 90 years later, these reasons still provide the foundation for continued development as LFCU serves more than 3500 Federal Employees in the Louisville area. The credit union idea is a simple one: People should be able to pool their money and make loans to each other.
Services
At LFCU we want to be your financial institution for a lifetime and we're ready to make that commitment! However, we do offer a free BILL PAY application to transfer funds from accounts. If you need further assistance or have questions regarding this you can call our Main Office. Withdraw cash, check your balance, or transfer funds at any participating 5/3 Bank or any Credit Union ATM.
Membership is open to all Federal Employees, Federal Retirees and their immediate family (spouse, parents, siblings, children, grandchildren, etc). To open an account you will need a minimum deposit of $25.00, valid government issued picture id (drivers license, etc). Semi-annual statements are mailed showing the share balance, loan balances, dividends for semi-annual period and other pertinent information.
Don't fall into the trap of borrowing time and again with never ending interest rates. You usually pay back double the amount you borrowed, if not more! Louisville Federal Credit Union wants to provide our members with an alternative to pay day loans. Payday lenders usually bait you with "FAST CASH" gimmicks, but that convenience is often accompanied by outlandish high interest rates and fees.
However, we do offer a free BILL PAY application to transfer funds from accounts. If you need further assistance or have questions regarding this you can call our Main Office. The credit union does not represent either the third party or the member if the two enter into a transaction; and. Pay yourself first!
Calculator Notice: Information and interactive calculators are made available to you as self-help tools for your personal independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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