J.H. Insurance Agency is committed to providing clients with the highest quality insurance available, combined with some of the lowest rates available anywhere. Whether you face the risk of fire, lawsuit, cyber attacks, earthquake, employee complaints or workplace injuries, our team can help get you the best coverage available with the lowest possible rate.
J.H. Insurance is based in the San Francisco Bay Area, with offices in San Leandro, San Jose and San Mateo; offering insurance to business owners and individuals throughout the Western United States.
J.H. Insurance is based in the San Francisco Bay Area, with offices in San Leandro, San Jose and San Mateo; offering insurance to business owners and individuals throughout the Western United States.
Services
An amount equivalent to the fair market value of the stolen or damaged property immediately preceding the loss. For real property, this amount can be based on a determination of the fair market value of the property before and after the loss. For vehicles, this amount can be determined by local area private party sales and dealer quotations for comparable vehicles.
Business interruption insurance keeps your business from any losses or damage to the cash flow and profits of a business because of an interruption. If something happens where you can not operate your business, even if it's out of your control, you still have to pay the bills. Don't be in the situation where you have to close your doors temporarily, interruption insurance has you covered.
Your personal car insurance policy doesn't cover vehicles used by your business, which is why commercial auto coverage is important. If you use vehicles to provide your employees a way to get around, or to move equipment and/or products you need commercial auto insurance. Protect against traffic accidents, vandalism, or even if an uninsured driver hits your vehicle.
Errors and Omissions (E&O) insurance protects a company, or an individual, in the event that a client holds the company or individual responsible for a service provided, or failed to provide, in which the client did not obtain the anticipated results. In plain terms, it provides protection for a company or individual in the event that an error or omission on the company or individuals part has caused a financial loss for the client.
General Liability insurance, often called business insurance, is the most commonly purchased insurance tool to shield the assets of a business from something it did, or failed to do, in order to prevent an injury or damage to property. General Liability insurance can help manage the risks of performing business as usual.
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