North Atlantic Mortgage
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North Atlantic Mortgage
Since 1996 North Atlantic Mortgage Corp. guides individuals through the complexities of residential and commercial finance. With proven strategies using unique financing solutions, we can provide the best competitive rates. The insight into market trends demonstrated by North Atlantic has made us a staple in the media.

We continue to have regular appearances on Fox News, CNBC, Bloomberg TV as well as being featured in Business Week, Wealth Manager and others. When searching for today's Mortgage Rates in New York, Connecticut or Florida and moreover want a great selection of home loans, don't go to Bankrate.com. Instead contact us and we will protect your information.
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I just refinanced with North Atlantic Mtg and my experience was a easy smooth transaction. They were on top of every detail and they were able to secure the best rate and offer me the best options available. At the beggining I was skeptical, how would it be to work with him without looking face to face, because everything was thru e-mail.
Brokers typically have access to more types of loans and programs than a big bank. Whether it is a Jumbo loan, a Conventional loan, a 15 year fixed rate mortgage, a 30 year loan, or simply a borrower with bad credit. A major bank such as a Bank of America may offer only conventional mortgages or Fannie Mae and Freddie Mac mortgages.
Reviews (10)
Edward Mann
Edward Mann
Jan 28, 2021
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Positive: Professionalism, Responsiveness
I was thinking about looking for a better mortgage rate but didn't want all the hassle. John Sauro at North Atlantic explained every detail patiently & made the process easy & was always available whenever I called. I highly recommend giving him a call.
A. J. Hoffman
A. J. Hoffman
Dec 11, 2020
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As a small business owner, it can be difficult to present your financials to a bank and have them understand the value of your assets and get approved for a mortgage; especially as a first time home buyer. John went to bat for me and was able to secure a competitive rate.
Less than one year later, mortgage rates dropped and John called me to let me know that I should refinance (talk about service). With less than $2,000 out of pocket for closing costs, John was able to put me in the same loan structure and lower my monthly payment by $1,100!
Three years later, John called me again to present
Bruce Brotter
Bruce Brotter
Nov 19, 2020
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John was a pleasure to work with. He got me the best rate possible, and everything from start to finish went as smoothly and easily as possible, and exactly as promised from the start. Additionally, John’s a really nice guy and a pleasure to talk with, and always more than patient w my many questions and helping me to think through best plan for my individual circumstance. I could not be more satisfied and am already referring family members for mortgages and refi’s!
Andrea Dallaire Peters
Andrea Dallaire Peters
Oct 19, 2020
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John Sauro handled our refinancing this summer. Not only did he secure us an incredible 2.5% rate in a 20 year fixed, we were able to close in less than a month. His extensive experience got the job done. I know it would not have been such a seamless process had we gone directly with a bank or with another broker.
Rodney Leon
Rodney Leon
Sep 15, 2020
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Positive: Professionalism, Responsiveness
I have been able to use their services on a few occasions for refinance of property. They are very professional, responsive, knowledgeable and courteous. They also go the extra mile to find ways to save money and be competitive.
Keith & Kerry Schenker
Keith & Kerry Schenker
Jun 02, 2020
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Positive: Quality
We were very happy with the service we received by John Sauro for our refinance. He was extremely responsive, and got us an excellent rate. His knowledge of the market and interest rates was very impressive. We highly recommend him!
Stephanie Salzbank
Stephanie Salzbank
Sep 30, 2019
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The knowledge that John has is amazing. After being rejected from re-financing my mortgage by two large banks, I decided to give John from North Atlantic Mortgage a call. He was extremely knowledgable and took the time to listen to my concerns. John spent an enormous amount of time reviewing my financials (at no cost to me) and gave me his opinion as to whether I would be able to re-finance my mortgage. He was honest, up front and consciences. In the end John was able to get my loan re-financed, at a great rate, saving me nearly $2100 all in 23 days. And the closing was in the comfort of my own
Estelle Billot Rapoport
Estelle Billot Rapoport
Jun 24, 2016
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John is incredible! Nice, knowledgeable, professional and tenacious. We had a horrible mortgage package from 2007: 100% financed, half mortgage, half line of credit, huge rates. We could not get refi by any… large bank. Not enough equity, too much debt, etc... Not only did John finally managed to refi, he patiently took my hand through mountains of paperwork, weeks of ups and downs and finally did it! We now have a lean and clean mortgage, we have equity, no more huge flexible rate line of credit and...we are saving over $1200 per month! Thank you John! Estelle and West Rapoport
Al Giarretto
Al Giarretto
Feb 23, 2016
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I've closed numerous deals with North Atlantic Mortgage Corp. and John Sauro. He is top notch and always makes the transaction go smooth. Whenever someone I know is looking for a mortgage professional I recommend John without hesitation.
Bill Bongiorno
Bill Bongiorno
Feb 06, 2016
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I’ve known John Sauro at North Atlantic Mortgage for several years. He worked with me on my last home purchase in 2007, as well as two refinances since then. John was the only professional in my real estate dealings in 2007 that I could trust to do the right work in a timely manner. I would recommend John to anyone looking for real estate mortgage work in New York and Connecticut. Bill Bongiorno, So. Salem NY