Legacy Community Fcu

We do this with low fees for our services, competitive loan rates, and helpful advice whenever it's needed. Every day, in every way, you can count on us as a partner in making the most of your money. Legacy opened its doors as University Credit Union in 1955 to serve the UAB community.

After serving the education and healthcare industries for more than 50 years, we expanded our field of membership to include the 7-county Greater Birmingham Metropolitan Area, changing our name to Legacy Community Federal Credit Union at the beginning of 2006.So if you live, work, worship or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties, you're eligible for membership.

The less you pay in interest, the more money you have available for other things in life. We at Legacy are all about helping our members succeed, so we keep rates incredibly low. At the same time, we also keep our fees low, too. To make things easy for members, we keep our fees simple and straightforward.

CO-OP's nearly 30,000 ATMs and 5,000+ shared branches means you have more direct, surcharge-free* access to your money than most traditional bank customers do. To avoid this surcharge, you may conduct a cash-back transaction at a Publix cash register. Please note that you will be reimbursed for your surcharge up to $20 per cycle when qualifications are met if you have a Premier or Premier Cash Back Checking account with Legacy.

Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account. You want to be smart with your money-and enjoy the most convenience, too. Whatever your needs and lifestyle might be, Legacy has great options.

Each of our unique checking accounts feature no monthly fees or minimum balance requirements and also include free standard features like Digital Banking, eStatements, Bill Pay, Mobile Pay, and Instant Issue Debit Cards!Also, for eligible checking accounts, opt-in for our Incentive Savings feature that rounds up your Legacy VISA debit card purchases to the nearest dollar and sends the savings into an interest bearing club account!

Round up any debit card purchases to the next whole dollar and transfer the amount in excess to your Incentive Savings account. An amazing way to get started in your financial life, with all the benefits a college student needs. FREE ATM access at Legacy and more than 30,000 surcharge-free ATMs across the U.S. and abroad.