Bane Dennis Insurance Agency
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Each driver must make a report to DMV within 10 days, whether you caused the accident or not and even if the accident occurred on private property. Zhang is being recognized by Farmers for outstanding sales achievements during 2008. Farmers congratulates and is proud to welcome Dana to this year's Topper Club.

Dana is committed to providing quality insurance coverage and industry-leading service to Farmers' customers, noted Executive Vice President of Field Operations, Jerry Carnahan. The Topper Club convention will give Zhang an opportunity to meet with other top Farmers agents and district managers to discuss local, state and national trends and activities affecting the insurance business in their communities.
Services
Dana's Insurance Agency, located in the South West San Jose and Campbell area, is a consumer-to-business agency that delivers insurance service to both individuals and businesses. We provide Auto, Home, Life and Health insurance from many different insurance carriers including Farmers, Anthem Blue Cross, and Blue Shield.
Whether it's coverage for your home, auto, valuables or a personal umbrella, we can design a personal insurance program that is tailored to meet your specific needs. Our goal is to help you secure the proper coverage at a competitive price for all your personal insurance needs. Our goal is to protect you and your family adequately if an unfortunate event occurs that could pose a financial/mental burden that is immeasurable!
Actual Cash Value: Unlike the coverage provided for your home and other structures, coverage for your household contents and personal possessions is normally offered on an actual cash value basis. In other words, instead of being paid the replacement cost of an item, a deduction is made for depreciation due to normal wear and tear, obsolescence and use, usually less than you originally paid.
Coverage: Different coverages can be purchased depending on the needs and wants of the insured, e.g., the Liability coverages and Bodily Injury Liability, Property Damage Liability, and Medical Payments, and the Physical Damage coverages of Collision and Comprehensive. Bodily Injury and Property Damage Liability: Pays when you are legally liable for injury, death, or property damage caused by your vehicle up to the policy limit selected.
Even though you don't own your own home you have personal property that can be lost to fires, burglaries and even lawsuits. Sudden and accidental discharge of water or steam from plumbing, heating, or air-conditioning system, or household appliance. If you rent a home or a mobile home, you need special protection.
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