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Genuity Insurance Associates
We help small businesses become big businesses with tailored insurance solutions aimed at protecting the people and assets that are essential to your success. How can we help your business today? Visit our online service center to see all the ways our website is a resource to help clients like you.

Our insurance agency serves Florida, New York, California, Connecticut, and Texas by protecting the people we work with just like we protect our own family members. If you're not thrilled with your current insurance contact us today.
Services
Genuity Insurance Associates is an independent insurance agency that aims to provide clients with high-quality service and professionalism. Our network of carriers helps us to provide the best options available to manage risk and achieve the protection you need. For business owners, Genuity provides insurance advisement that considers the unique needs of the business based on size, growth timeline and many other factors.
Having the proper Commercial insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success. Commercial insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit, or a natural disaster.
Get all your business insurance needs covered under one Business Owner's Package Insurance policy. We'll get your business covered in the most affordable way. A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance.
An insurance bond ensures contract completion in the event of contractor default and are typically required by project owners when seeking a contractor to fulfill a contract. The contractor obtains a bond so the insurance company is obligated to compensate the project owner for the financial loss incurred if the work is not completed.
Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence.

While plans differ among jurisdictions, provision can be made for weekly payments in place of wages (functioning in this case as a form of disability insurance), compensation for economic loss (past and future), reimbursement or payment of medical and like expenses (functioning in this case as a form of health insurance), and benefits payable to the dependents of workers killed during employment (functioning in this case as a form of life insurance).
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