Our experienced professionals offer superior quality support throughout the entire experience. Contact us today and let us go to work for you! It was a pleasure working with Mr. John Williams buying our home in the Pearland area. He knows the real estate market in and out, an honest broker and a man of the highest integrity.
Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way. We highly recommend John. We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance.
Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way. We highly recommend John. We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance.
Services
Thank you for stopping by! I specialize in purchase money mortgages, first-time home buyers, and FHA/VA Loans. I am also a licensed Insurance Agent with A Ford Insurance Agency with over 13 years of experience and can provide many mortgage options with low rates and closing costs. Ask me about our current special!
Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage? Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if refinancing makes sense for you.
The following is a partial list of programs offered by Mortgage Options Of Texas LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 832-384-4917. Home equity loans call for the borrower to acquire a new loan on an already mortgaged property using the equity you've built as collateral.
Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
Reviews (8)
Janel McIntosh
Jul 31, 2021
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I would like to say thank you once again! I worked with Nicole on getting my house and now worked with Nicole on refinancing. I am truly appreciate of all your hard work and time! Thank you for taking the time to answer questions, walking me through this process, and keeping me updated. Thank you for the great experience. I highly recommend you and your company!
Trina W.
Jun 27, 2021
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This is my second time using this office. This time, it was for a refinance. I can honestly say that this team ensures that you will get the best bang for your buck. The amount of research they put into finding the best loan for you will always make me a believer that there are good people out there who want to see people succeed. I'm forever grateful to Nicole and John and you'll always have a customer in me!
Melissa Townsend
May 15, 2021
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Thanh B.
Mar 01, 2021
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A mutual friend recommended Mortage Options of Texas and I recently refinanced my house with help from John and Nicole. They really are profesional and easy to work with. They kept me informed every step of the way, via texting, email and phone. John shopped for the best rate and explained in details my options and allowed me to make decision, based on my situation. Nicole communicated with me at least 2 times a week. I appreciate that they use secured portal to send/receive documents, instead of emailing. The whole process took approximately 3 weeks. On the day of closing, John even came to meet
Lance Weis
Dec 16, 2019
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Mortgage Options of Texas helped us close on a new build this week, and our opportunity to close on the first house we had built is largely due to Nicole Ford. We were asked to pay huge amount in earnest money, and Nicole cautioned me against it, but I chose to move ahead. Well, the road got a little rocky, and I honestly thought that money was long gone. However, I wasted that time that I worried because Nicole was relentless in this whole process. She dealt with me, the Leander’s, the builders, and even the title company, and she kept a unified and coherent line of communication progressing
Rapper Reid
Aug 30, 2019
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Without John and Nicole, the process would've been much more stressful. The builder was giving us a hard time, but through this process, they worked our loan as if it were their own. Through the process, we were stress free and closed our loan with no issues! Their candor was what we needed to end strong! One year later, and hearing stories from other home buyers, I can say the stress level was more minimalized working with the MOOTX team. We're forever grateful and we Highly recommended them!
Trey Bobbitt
Jul 30, 2019
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John and his team were amazing! They worked extremely hard for us showing us multiple homes. They also showed us multiple financing options and helped us chose the best one available for us regardless of how much additional work it would mean for them. They were always extremely knowledgeable and helpful. I recommend them to everyone and will only use them for all of my mortgage and real estate needs!
Clyde Lowery
Jul 03, 2019
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