Texas Top Mortgage
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Texas Top Mortgage
We pride ourselves in closing loans under 30 days! First time homebuyers love how we explain the entire loan process to them, giving them confidence during one of the largest purchases of their lifetime! Are you wanting a shorter note or lower interet rate? Are you looking to improve your cash flow or consolidate your debt?

Our loan officers take the time to find the right loan solution to suit your particular needs. Are you planning on building a new home? Our brokers have a ton of options and can offer special financing and rates through the completion of construction.
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Applying for a mortgage can seem like a daunting and scary process. To help, we've created a checklist of things for you to compile, complete and acknowledge before applying. Credit history is a recorded file of past and current credit that is utilized to compile a credit score. A closing cost is a payment required to finalize a home loan and is separate from a down-payment.
It's generally a good time to refinance when mortgage rates are 2% lower than the current rate on your loan. It may be a viable option even if the interest rate difference is only 1% or less. Any reduction can trim your monthly mortgage payments. Example: Your payment, excluding taxes and insurance, would be about $770 on a $100,000 loan at 8.5%; if the rate were lowered to 7.5%, your payment would then be $700, now you're saving $70 per month.
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs. The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Reviews (10)
Nadia Mahmood
Nadia Mahmood
Jan 02, 2022
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Laura Eason and her team were absolutely fantastic in helping me secure a loan to purchase my new home. This was the first time I went through this process and Laura was fabulous! She was so patient, guided me through every single process and even went above and beyond. She was very quick to answer questions and was available all day any time. I highly recommend Laura Eason to anyone going through this process because she really made it a wonderful experience!
Nikunj Satani
Nikunj Satani
Dec 24, 2021
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Laura has been the most fantastic help, we could have hoped for while buying a house as a first time homebuyer. She is thoroughly professional, very responsive, and extremely knowledgeable.
I was referred to Laura by one of my good friends, and she came highly recommended. Me and my wife were first time homebuyers, with no to little knowledge of what steps are involved in buying a house, and in getting a mortgage loan. Laura helped us through from day 1. She was very prompt and confident in reassuring us that she will close the loan in 3 weeks (which she eventually did in even less time).
We
Vidya Sagar
Vidya Sagar
Nov 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Laura Eason made it easy for me close my home. She took care of everything and helped guide me through out the process. I highly recommend her. She is on top of her game.. Very responsive as well..
Jim
Jim
Nov 17, 2021
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Laura Eason was very knowledgeable and helpful throughout the refinance process. She was readily available to answer questions and explain them in detail. Her predictions and recommendations were matched by accurate results. If your looking to refi or purchase a home/property Laura needs to be high on your list of who to talk too! You wont regret it!
Dev D.
Dev D.
Nov 16, 2021
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Positive: Responsiveness
Laura went above and beyond to help make my FIRST home buying experience easy and smooth. She was quick to answer any questions I had at any time of day. Text or email. If you’re looking for a lender she’s is the one.
Maria Matin
Maria Matin
Sep 24, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Laura Eason did a fantastic job refinancing my mortgage loan. The approval process went very smoothly. I was pleasantly surprised. I highly recommend her. Thank you so much, Laura for your excellent service!
Cristina Reutgers
Cristina Reutgers
Sep 03, 2021
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After the first mortgage broker I worked with said it would be too difficult to get refinanced because I'm a business owner, a friend referred me to Laura. She was amazing! No drama, just got it done quickly, keeping me informed along the way. Plus she got me a super low rate. Can't say enough about her professionalism & how great she was to work with.
Shannon Evans
Shannon Evans
Sep 02, 2021
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I have gone through both a regular home purchase as well as a refinance (both closings from start to finish were under 15 days!!) with Laura Eason - she is awesome! Excellent communication, excellent problem solving, and great explanations of the changes happening throughout the entire process. Whatever you need, she basically can make it happen! I will definitely be referring her to all my friends and family in the area!
Fahad Jamshed
Fahad Jamshed
Aug 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Laura was fantastic to work with. Extremely knowledgeable and responsive. She helped my last home purchase go extremely smoothly. Will definitely be working with her again in the future.
Marie France Kharifene
Marie France Kharifene
Jul 16, 2021
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Where do I begin with Laura oh my God! She is amazing, professional, patient and makes you feel like you are the only client she is working with . She is always available on the phone, email or text; answered all my questions even the ones I felt were dumb as a first time home buyer , went the extra mile! One thing I will say is just be honest with her and responsive and she will do her magic! Laura, you've made the process smooth and possible . It took total 2 months from me hiring a realtor to loan process to closing ! It wouldn't be possible without you! I will certainly recommend your services