Key Financial Services
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Experienced and knowledgeable loan originators that are ready to help you with any questions you may have. Espie was raised in Southern California & started her Real estate career in 1998 & in 2001 transferred to the Mortgage lending Industry. John has worked at Key Financial as a loan officer since 1989 & has extensive experience in originating & underwriting, Conventional, FHA, VA, and Cal Vet loans.

Maria has been in Mortgage financing since 1996 as a loan processor & originator. She has worked closely with her clients to ensure they get the most suitable loan option based on their specific needs. FHA mortgage guidelines are more flexible than other home loan programs, there are still basic requirements that must be.
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Key Financial Services began its operations in 1988 and has remained a strong and stable Mortgage Brokerage Company through many financial declines and market crashes. Our customer care and attention to detail has insured our longevity in the Real Estate Financial industry.

With a number of experienced loan officers, Key Financial Services is small enough to ensure personal, caring service and large enough to have access to the largest and most reputable lenders throughout the area.We offers a wide variety of loans for the first time and move up buyer.
FHA mortgage loans contain many additional benefits and protections that can't be obtained through other home loan programs. FHA mortgage loan requirements aren't completely driven by a borrowers credit score, though they will usually need at least a 620 middle FICO score to get approved through most lenders.
Our strength is in the knowledge of our experienced loan officers. Many of our loan officers have been in the industry for many years and have successfully handled many types of home buying situations. They are responsive, professional and readily available to answer any questions. With many years of handling a variety of situations our experienced loan officers are ready to help.
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