Laura Berg NMLS #322949
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Laura Berg NMLS #322949
We are completely confident that no matter how many lenders you apply with, we will win your business with our razor sharp interest rates. It's just like signing loan documents on a brand new home loan. The difference is the odds of a marriage making it 30 years are grim, but a 30 year home loan is a contract and a certain to last for 30 years.

Everyday, homeowners shopping for a new home loan are treated like bass advertisements that are far from real and have a hook in it. They're just trying to get you to bite. Our experts will guide you through the loan process, get you the best rates possible, and do it without any high pressure sales tactics.
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The complex nature of financial endeavors can leave many homeowners and prospective buyers at a total loss. The process of applying for a loan can feel daunting and overwhelming, and can lead individuals down a rabbit hole of numbers and utter confusion. At HMS Capital Funding, we're here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance.
If you're a first-time home buyer, learning about the mortgage or refinance process can be stressful and overwhelming-there are a lot of confusing details throughout these processes that can be confusing. HMS Capital Funding offers a simple, streamlined process for applying for home loans. It's our mission to help our clients better understand the home loan process before making life-altering decisions about their futures and financial legacies.
Knowing the true value of your California home can afford you a lot of power; for instance, it can help you have a more accurate understanding of your financial options, including whether or not you should refinance or take out a second home loan. Additionally, in preparing to buy a home, an appraisal is often part of the process that will determine what type of home loan you'll need.
Home ownership can feel like both a pleasure and a curse; it can be both empowering and simultaneously make one feel helpless. Depending on your mortgage situation and your wishes for the future, refinancing is an option that can help lessen the burden of home ownership, and can instead allow you to fully enjoy the benefits.
Refinancing a home has many benefits, including debt consolidation. However, perhaps debt isn't necessarily what has drawn you to exploring refinancing as an option for yourself. Another great advantage of owning a home is that it offers financial leeway. Having equity in a home can provide you the opportunity to travel the world, purchase the RV you've always wanted, or even buy a second home.
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