Are you concerned what will happen to your property after you pass? Contact us for comprehensive review and evaluation of your estate planning goals. We will meet with you and determine the most efficient and effective Estate Planning approach that best meets your needs. We offer Family Law services to people who need the full representation offered by an attorney, as well as assistance to those who choose to represent themselves by filling out documents and navigating the Family Law court system.
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Most people think of bankruptcy as a sort of "do over." However, the U.S. Bankruptcy Code can do so much more than that.
Did you know, for instance, that through a bankruptcy you could save your home, get rid of certain business debts (and still keep operating the business), get rid of some outstanding income and certain taxes, get rid of a second (or 3rd) mortgage, remove judgment liens from your property, and even pay back your mortgage arrears through the bankruptcy court?
Did you know, for instance, that through a bankruptcy you could save your home, get rid of certain business debts (and still keep operating the business), get rid of some outstanding income and certain taxes, get rid of a second (or 3rd) mortgage, remove judgment liens from your property, and even pay back your mortgage arrears through the bankruptcy court?
Chapter 7 Bankruptcy, also known as liquidation, is the most common form of bankruptcy. Do not be alarmed by the word "liquidation". It means that if you qualify to file chapter 7 Bankruptcy you can be relieved of the responsibility to pay most of your debt and still keep much of your property which can be protected under the generous California Exemptions.
Unlike a Chapter 7 Bankruptcy that can liquidate nonexempt property and discharge any remaining debt, a Chapter 13 Bankruptcy, or Wage Earner's Plan, permits you to keep most or all of your property and consolidates a portion of your debts, if you agree to on a repayment plan for your creditors over the course of three to five years.
We can evaluate your situation to determine the best course of action for you, whether that be debt negotiation, filing chapter 7, filing chapter 13, filing chapter 11, short selling your home, or negotiating with your lender. If you are caught in an endless cycle of debt, it is not your fault.
Exorbitant interest rates on credit cards, medical bills and job loss are a few of the many reasons that cause financial hardship and can happen to anyone.Millions of Americans throughout the U.S. are struggling to make ends meet. Unfortunately it's no different in Southern California. More and more people are facing unemployment, illness, death, divorce, rising interest rates, and so on.
Exorbitant interest rates on credit cards, medical bills and job loss are a few of the many reasons that cause financial hardship and can happen to anyone.Millions of Americans throughout the U.S. are struggling to make ends meet. Unfortunately it's no different in Southern California. More and more people are facing unemployment, illness, death, divorce, rising interest rates, and so on.
Too Many Assets: Although California offers its residents generous exemptions to protect assets in bankruptcy, some clients simply have assets that cannot be protected. For example, you may own valuable stocks and bonds, or have significant equity in real property or a business. In these cases, clients often elect to settle their debt at a steep discount rather than risk their assets in bankruptcy.
Reviews (9)
Justin Verlinger
Dec 17, 2021
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The web site offers an immediate response via text.,I assume through an AI text generator for after hours. During a question and answer session, I was providing some details of my case. While still writing a response to another question, the text session was abruptly ended with a statement how there practice doesn't handle my situation. With in a fee hours, a helpful response was provided.
Vernice G.
Dec 04, 2020
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Francisco H.
Aug 29, 2020
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Javier is a very rude person. Maybe I got him on a bad day. He did not seem to be interested in providing a professional service, rather, he showed me just the greedy side we all know lawyers for. He insulted me in his broken Spanish. His free consultation is a sham. He does not even try to provide the minimum information on the matter at hand. I felt so humiliated by his lack of empathy for my case. He is out to get your money. Don't bring your business to this lowlife.
Denise S.
Jul 21, 2020
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I wanted to write a review for Mr Castillo, even thou I did not actually retain his services.
He was very friendly and helpful and recommended a less expensive alternative for his services, which most attorney's ( I believe) would not volunteer.
If my alternative does not work, I will 100% contact Mr Castillo, as he is far and honest and caring.
He was very friendly and helpful and recommended a less expensive alternative for his services, which most attorney's ( I believe) would not volunteer.
If my alternative does not work, I will 100% contact Mr Castillo, as he is far and honest and caring.
Albert Palomino
Jun 07, 2019
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M. P.
Jan 22, 2019
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Buford Wilhelmina
Nov 13, 2018
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Jesus Solano
Aug 20, 2018
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E. K.
Feb 06, 2017
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I used Mr. Castillo for help with a divorce. He was extremely helpful and understanding. He genuinely seems to care for his clients. He returned my calls promptly, had patience with all my questions, and explained the entire process thoroughly. He made sure I understood everything that was going on. His rates were very reasonable as well. Competent and considerate legal representation is worth every penny! Legal problems are never fun, and family law can be especially difficult. Having someone that genuinely cares made the process much easier. Highly recommended!
