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You are eligible for credit union membership if you are a member of either UFCW Local 1776 or Local 152. Your spouse, children, parents, brothers, sisters, in-laws, or any relative by blood or marriage may also join the credit union. To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost, while protecting the safety and soundness of their Credit Union.

To encourage thrift, savings and wise use of credit and to insure financial stability so the members will be able to maintain the highest possible standard of living.
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Credit given by The UFCW 1776 Federal Credit Union to the member of the credit union with respect to an automated clearing house credit entry is provisional until UFCW 1776 Federal Credit Union receive final settlement for such entry through a Federal Reserve Bank.

Under the operating rules of the National Automated Clearing House Association, which are applicable to ACH transactions involving your account, UFCW 1776 Federal Credit Union are not required to give next day notice to the member of the credit union of receipt of an ACH item and UFCW 1776 Federal Credit Union will not do so.
In accordance with Section 326 of the USA Patriot Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. In some cases, identification will be requested for current members if original documentation was not obtained with the opening of the account.
PURPOSE: The purpose of this agreement is to establish the basis for a continuing relationship between the UFCW Local 1776 Federal Credit Union (Credit Union) and the account owner(s) (you/your) with respect to deposit accounts and other Credit Union services.

This agreement will be applicable to all accounts of account owner(s) originated or in existence on the date hereof and all accounts subsequently in existence during the term of this Agreement, which are in the names of the account owner(s), and to all activities and services available through such accounts.MEMBERSHIP: You hereby acknowledge that you are eligible to join the Credit Union, and are within the field of membership.
In this agreement, I, ME, MINE, and MY mean each and all of those who signed this Checking/Share Draft Agreement. The words YOU, YOUR, and YOURS mean UFCW Local 1776 Federal Credit Union. I authorize you to open a Checking/Share Draft Account for me.

You are authorized to pay checks/share drafts signed by me or one of my joint owners and the payments will be charged against my Checking/Share Draft Account or my Overdraft Protection Line-of-Credit.
This agreement is the contract which covers your and our rights and responsilibilities concerning the Visa Check Card offered to you by UFCW Local 1776 Federal Credit Union ("Credit Union"). In this agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users.
Reviews (1)
Margaret Gliwa
Margaret Gliwa
Sep 28, 2017
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I enjoy working with the women;Tina,Latoya,and Nilda.They do a great job servicing my financial and banking issues...thanks ladies