Mortgage Rates change on a daily basis and vary depending on your unique situation. This Free Refinance Advisor has been designed to help narrow down options based on your individual needs. It's quick, it's easy, and the more questions you answer - the more accurate your results. This Free Purchase Assistant has been designed to help narrow down options based on your individual needs.
The Allied First Bank- Malta, NY Mortgage Loan Office is your premiere mortgage team located in Ballston Spa, New York. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the New York area.
The Allied First Bank- Malta, NY Mortgage Loan Office is your premiere mortgage team located in Ballston Spa, New York. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the New York area.
Services
The Allied First Bank- Malta, NY Mortgage Loan Office team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
With Allied First Bank- Malta, NY Mortgage Loan Office, the loan approval process has never been as easy. We will gladly take your application over the phone and assist you with any questions you may have. If self-employed, year-to-date profit and loss statement, plus signed returns for last two years.
The HARP 2.0 program is also known as, "Making Home Affordable, the Obama Refi." In order to be eligible for the HARP refinance program: Your loan must be backed by Fannie Mae or Freddie Mac. Current LTV (loan to value) must be greater than 80%. Must be current with no past due payments in 12 months.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
Reviews (2)
Katelyn Harris
May 26, 2021
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Very disappointing first impressions. Was referred by a coworker and instead of pleasant start to our first home buying experience we were greeted with a rude text. The employee stated this would be her only follow up(I hadn't received any calls or texts at this point) and that she was super busy with other loans. Not even a minute after her first text she told me to have a nice night and good luck. Clearly they are not interested in our business and we will be applying elsewhere for a prequal/mortgage.
Taysha Macklin
Dec 25, 2019
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