NOTICE TO MEMBERS USING MOBILE CHECK DEPOSIT: Checks MUST be properly endorsed with your signature, member number, and "For Mobile Deposit OFFCU." If checks are not properly endorsed, they will be rejected for deposit. Meet with one of our Managers or Member Service Representatives (MSRs) regarding a service on a new or existing account or for any other service related issue.
We offer a variety of borrowing options for financing large purchases, making home improvements or buying that dream car. With an online application, you can upload the necessary supporting documentation for secure, fast and easy processing. Open an account and start reaping the rewards of credit union membership - higher deposit rates, lower loan rates and fewer fees than banks!
We offer a variety of borrowing options for financing large purchases, making home improvements or buying that dream car. With an online application, you can upload the necessary supporting documentation for secure, fast and easy processing. Open an account and start reaping the rewards of credit union membership - higher deposit rates, lower loan rates and fewer fees than banks!
Services
Using your computer, smartphone or tablet, you have a quick, convenient way to apply for an Ocean Financial loan anyplace, anytime! Online applications are available for Auto & Personal Loans and Home Equity Lines of Credit, plus more! With an Ocean Financial online loan application, you can upload the necessary supporting documentation such as Proof of Income and your Driver's License for secure, fast and easy processing.
Rates effective as of 9/01/2021. All rates are subject to adjust without prior notice and may change after your account(s) is opened. All lending offers are subject to credit history review and approval. Applicants who are not approved for advertised rates may be offered credit at a different rate and/or term.
Ocean Financial Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems with this website, please contact us at 516-620-8100.
Ocean Financial Federal Credit Union offers college-bound high school seniors the opportunity to compete for the Patrick McNeill Memorial Scholarship. As a volunteer during the early years of the Credit Union, Pat McNeill dedicated his time and energy to serve others. Mr. McNeill was an original director of the credit union in 1969 and served on the Board of Directors for 12 years, three as President.
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union.
Reviews (7)
Nicole Grant
Aug 29, 2021
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We experienced a death in the family and have to access a safe deposit box for the deceased. The steps to access it have been a nightmare with the surrogate court. We live out of state and traveled here to access the box with an order from the court. Multiple voice messages and emails were left unanswered. When we arrived, Liz had not checked her email or messages. We traveled from Texas only to find out there’s another step before we could open the box. How does a manager not check messages and emails and follow up with a client?
Brian Joesten
Oct 29, 2020
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Christina Pugisi
Jan 28, 2018
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James Philippi
Sep 30, 2016
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John McAuliffe
Aug 25, 2015
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Kevin McCormack
Jan 19, 2015
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St B.
Nov 29, 2013
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To be avoided! I tried to open an account online. When I called in to check on it's status I was told it was rejected because they were in the process of changing their online system, and as it was rejected I couldn't open an account there. The customer service rep was completely unsympathetic, and unhelpful. Rather than fording the application to a manager or other person for review/repair I was just told I couldn't have an account... because there were issues with their system. I wouldn't have felt bad if I wasn't bring money, or had bad credit....
I always thought Credit Unions were about the
I always thought Credit Unions were about the
