Ability Insurance Agency
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Ability Insurance Agency
Ability Insurance is an independent insurance agency representing a number of premier insurance companies in Utah, Idaho, Washington, New Mexico and Arizona. Our companies have a wide variety of coverage options and rate structures. This allows your agent to design a protection package based on your needs, rather than a "one-size-fits-all" approach.

Your agent will also continually review your insurance needs and find the coverage that best suits your circumstances at a price you can afford.
Services
Please note that your insurance will not be effective until you receive confirmation from your agent. Comprehensive coverage covers your car for fire, theft, vandalism, glass breakage and animal accidents. This coverage is subject to a deductible, and does not surcharge your policy. Collision coverage, is just that, it covers your car when you collide with something.
When your home is damaged or destroyed, you need an insurance agency that cares and understands that you need your claim settled quickly and fairly. Coverage availability and cost vary between companies and we can help you determine which of the companies we represent is right for you. We offer you tailored coverage, quality service and fair pricing.
Not all insurance agents are the same. Choosing the right one can make a BIG difference in price, service and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agency you get choices! Why? Because independent insurance agencies represent a number of different insurance companies and can compare coverage and prices to find the best possible value for your individual circumstances.
I was born in the small town of Ashton, Idaho, more years ago than I would like to admit. I married my high school sweetheart. He served in the United Stated Air Force until he retired, so we lived in many places, including three years in England. We raised three boys, all "Air Force Brats." They have turned out to be great citizens!
I was born and raised in Utah and love all the beauty it has to offer. I have been married to my wife Cindy for over 30 years. We have four children and two grandsons and one granddaughter, who are our pride and joy. Family is everything to me. I love family dinners, vacations and just spending time with the ones I love.
Reviews (7)
Danny Davis
Danny Davis
Aug 27, 2021
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I requested a quote from another specific insurance agency and Josh contacted me to get my info to provide a quote that best fit me. He was incredibly accommodating and was helpful in answering my questions. After getting my info he let me know that he'd call me back within an hour n send me an email with a break down of a couple different options. Follow up was prompt and thorough and Josh was so willing to work with me on finding the best price. I was really dreading switching insurance agencies, but he made this easy and I'm relieved. I had to get back into contact with him a couple weeks later
Sean Higham
Sean Higham
Dec 15, 2020
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Caring for clients! An actual agent instead of an 800 number. That's why they are so wonderful!
Western States Blasting Llc
Western States Blasting Llc
Jan 05, 2019
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By far the best insurance company I have ever worked wit. Matt Parker has gone above and beyond for me and my family and business.
Andrew Fresh
Andrew Fresh
Oct 16, 2018
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We switched our home and auto policies to Ability a few years ago. We saved a bunch and the personal service we get from Helen and the staff is awesome! I recommend them whenever someone asks about insurance.
Ashton Habel Stitt
Ashton Habel Stitt
Oct 11, 2018
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We have 3 cars and our house insured with Abulity Insurance. Helen and Josh have both been great to work with for the past 5 years. Highly recommend!!
Kendalyn Hartsock
Kendalyn Hartsock
Sep 09, 2018
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We can't say enough good things about Ability Insurance. Whether you need car, home or life insurance they will take good care of you! It's always a pleasure working with their agents.
Amanda Dinkins
Amanda Dinkins
May 16, 2018
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I have been with this company for 12 years. Everybody is so nice, and easy to work with. I was able to get my three vehicles, two boats, and home insured at the absolute best price. They also take their time to show you appreciation for sending them new clients and being with them. Definitely the best choice to go with. I would highly recommend them.