How the Mortgage Process can go WRONG By: Nathan Gillin Even if you follow the 9 Steps to Mortgage Approval, it is possible that the mortgage process can still go wrong. When buying your house and applying for a mortgage, keep these in the back of your mind and avoid. USDA Loans: The Pros and Cons By: Nathan Gillin Backed by the United States Department of Agriculture, USDA Rural Development Loans were created to develop new regions of the country and help those with low or moderate incomes build in certain rural areas.
Services
Established in 1992 and based out of Medina, Ohio we would like to welcome you to CHM Lending, the home to the revolutionary "Mortgage Made Easy!" communication system. Our advanced industry-technology ensures all parties to a loan transaction are notified of the loan status and kept on the same page throughout the entire transaction!
Introducing J.T. Feagan, our phenomenal Loan Officer. J.T. started his career in the mortgage industry then went on to help his father open a new business. After the business was successfully launched J.T. came back to the mortgage industry to pursue his passion for helping people with their mortgage needs.
If you're like most people, purchasing a home is one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
Any purchase mortgage which is not insured or guaranteed by a government agency such as FHA, VA, and USDA are considered a conventional purchase loan. Conventional purchase loans allow purchases of single family homes, condominiums, investment properties, cluster homes, and second homes. CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Reviews (12)
Rebecca Kenwick-Parker
Dec 07, 2021
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Lisa Alderman
Dec 07, 2021
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Katherine Hosch
Nov 21, 2021
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We had Jamie as our Loan officer and I can’t even describe how wonderful and knowledgeable she was. She was able to walk us through the entire process and was able to answer every question we had. She made us feel comfortable throughout the whole transaction and went above and beyond our expectations. I would highly recommend her to anyone I know, and will definitely use her again!
Buddy Johnson
Nov 19, 2021
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Ethan Carter
Nov 18, 2021
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Justin Morales
Nov 18, 2021
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Cody Shaffer
Nov 06, 2021
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Jamie DiSalvatore
Nov 04, 2021
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Claire McC
Nov 01, 2021
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Positive: Professionalism, Responsiveness, Value
Meghan and Sharon were fantastic through my whole home buying experience. Meghan helped me obtain numerous options during my house hunting/mortgage shopping efforts. Sharon kept on top of everything during the final close. I got a great house and a great mortgage.
Meghan and Sharon were fantastic through my whole home buying experience. Meghan helped me obtain numerous options during my house hunting/mortgage shopping efforts. Sharon kept on top of everything during the final close. I got a great house and a great mortgage.
Korrin Lilly
Oct 01, 2021
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Scott S.
Dec 08, 2020
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Joyce L.
Nov 13, 2020
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