First Area Credit Union was chartered in 1961. Membership is open to anyone who lives, works, worships or attends school in Saginaw County. Also, any immediate family members of a First Area Credit Union member is eligible to join. We now offer two great locations to help serve you better. Both locations offer the same friendly, personable yet professional service that you would expect.
Services
Accidental Death and Dismemberment Insurance Protects you and your family in the event of a loss of life or dismemberment due to an accident. Coverage amounts start at $1,000.00 of "No Cost" to you, the member. First Area Credit Union provides this as way of thanking you for your continued membership.
Because you are an elementary or middle school student, you can save all of your money with us, and earn great prizes too. If it is, ask your parents to bring you to the Credit Union and join our club by opening an account and get cool prizes. A punch card - for every deposit that you make, your card will be punched.
First Area Credit Union offers fixed-rate mortgages with terms of 10, 15, 20 and 30 years. We also offer Home Equity Loans and additional options. Contact one of our mortgage specialists today by calling us at 989-781-1430 for more information or to set up an appointment. We're here to help you build a plan based on your individual needs.
If you like low interest rates and huge benefits, you'll love First Area's Visa Platinum Credit Card. This card offers great rewards with a low APR, no annual fee or balance transfer fee and ScoreCard bonus points options! ScoreCard Reward Points Option - Earned with each purchase and redeemable for travel & gifts.
How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing! Sound too good to be true? Well, First Area Credit Union has the vehicle financing answer for you. AFG Balloon Lending gives you the best of both worlds.
