Dow Chemical Employees' Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
Two Dow employees heard about the credit union movement and brought members of the Michigan Credit Union League to Midland. When DCECU began, membership was available to all employees of The Dow Chemical Company upon payment of a $0.25 membership fee. After joining, members could buy shares in the Credit Union for $5 each.
Two Dow employees heard about the credit union movement and brought members of the Michigan Credit Union League to Midland. When DCECU began, membership was available to all employees of The Dow Chemical Company upon payment of a $0.25 membership fee. After joining, members could buy shares in the Credit Union for $5 each.
Services
A secure method to send and receive messages to and from the Credit Union from within Online or Mobile Banking. Email is acceptable for general inquiries and submitting most completed documents. For account specific information without an attached document, please use Online Banking, Mobile Banking, or contact us via phone or in person.
This number is used to identify the financial institution with the Federal Reserve Banks and Automated Clearing House (ACH) when processing checks, direct deposits, bill payments and other automated transfers. In this example, you can see our routing number (272482838) and the account type (1, for account), the share ID (05), the member number (0000123456), and finally the check number (1002).
DCECU does not provide, and is not responsible for, the product, service, or overall website content available on third-party sites. DCECU does not represent either you or the third-party site in any transaction you enter into with the third-party site. DCECU's privacy and security policies do not apply to linked websites.
You can make your loan payments1 quickly and easily via Online Banking or the Mobile App, and from an account at another financial institution2. Payments can also be completed by phone or mail, or in person at the credit union. If you would like to request a payoff or you need assistance with making your payments, send us a message within Online Banking or the Mobile App, or contact us.
Pays you dividends and comes with premier online services that do not cost you a cent to use, like Online Banking and Bill Pay - that's Checking at DCECU! Want more? How about attractive designer checks and your first introductory order of checks absolutely FREE! Running low on checks? You can also contact us or stop by in person to reorder.
Reviews (10)
Freedom Doc
Nov 30, 2021
Report
Hit Al
Nov 18, 2021
Report
This place is the worst!! They are bad at everything they do. Poor customer service, they sell your personal information and will randomly put security holds on your card in the name of security, but then you are stuck inline embarrassed and have to cancel your order. Then 15 min later they call you to verify it was you.
Sue Tonk
Oct 30, 2021
Report
Want to give Taylor a HUGE SHOUOUT!!!! She did a above, beyond & wonderful job helping me out with a problem today that was not my fault!!! So thankful for your help Taylor, thank you is not enough, but I sure appreciate your help. Once again thanks DCECU for having great employees who take a few extra minutes to help. Sue Tonk also want to clarify that it wasn't anything DCECU did either, I belong to DCECU and Taylor took the time to straighten it all out!
Spencer Lindenberg
Aug 18, 2021
Report
I've worked for multiple financial institutions (not DCECU) in the past, so I have a great understanding of how deposit accounts, loans, etc. are originated and serviced.
I've never been a customer of another institution as frustrating to work with as DCECU. Their online banking is essentially pointless for anything other than viewing activity, as changes to contact information, external payment accounts, automatic payments, etc. cannot be done online.
They also take account security overboard, to the point it's a chore to simply call them to change those details over the phone that they don
I've never been a customer of another institution as frustrating to work with as DCECU. Their online banking is essentially pointless for anything other than viewing activity, as changes to contact information, external payment accounts, automatic payments, etc. cannot be done online.
They also take account security overboard, to the point it's a chore to simply call them to change those details over the phone that they don
Ks Google User
Jul 04, 2021
Report
TWO SECONDS AWAY FROM CLOSING MY ACCOUNT WITH DCECU!
The app is deeply flawed! The Credit Card portion could be greatly improved. Transactions don't show up for days and when you transfer money to the Credit Card to pay it off, that takes days to show up, as well, when the Checking/Savings Accounts show up instantly. The Credit Card portion also doesn't show the exact amount you owe for that month. It shows the minimum owed ($25).
I always pay my complete balance shown on the app (transactions due and some transactions not yet due) early, and I won't use my card for sometime and there is still
The app is deeply flawed! The Credit Card portion could be greatly improved. Transactions don't show up for days and when you transfer money to the Credit Card to pay it off, that takes days to show up, as well, when the Checking/Savings Accounts show up instantly. The Credit Card portion also doesn't show the exact amount you owe for that month. It shows the minimum owed ($25).
I always pay my complete balance shown on the app (transactions due and some transactions not yet due) early, and I won't use my card for sometime and there is still
T. J. Cheslik
Apr 19, 2021
Report
The only reason that I am leaving 1 star is because I had to select one. This company seems great at first and for a couple months it was a really good credit union; good rates, friendly staff (for the most part), easy loan process, and everything could be done online so I didn't have to drive to sign loan papers. Because of this I ended up purchasing 2 vehicles with them as the loan provider. The first still no issues as of yet.
However, about 6 months after purchasing my second vehicle I got a call saying that I was late on my truck payment which I knew wasn't true because it is a direct withdraw
However, about 6 months after purchasing my second vehicle I got a call saying that I was late on my truck payment which I knew wasn't true because it is a direct withdraw
Skowalski Hughes
Mar 21, 2021
Report
Rich Get
Sep 22, 2020
Report
During this covid pandemic my checking account went negative. So understandably my checking account was closed. I didn't receive any assistance or uia in this time of hardship. DCECU Kristen in member services refuses to help turn my checking account on so that I can pay my bills now. Even with a large check deposited the credit union isn't as great as I thought. I'd suggest going to a different credit union DCECU obviously has no heart.
Mike Maday
Dec 28, 2019
Report
This credit union is AWESOME! The staff have all been extremely kind, and courteous. Someone uses your card fraudulently, you don't have to wait long to get your money back. Lose your wallet, they can reissue a new card in house. I've had nothing but excellent experiences every time I've called or came into the office. Highly recommend!
Danielle Lockhart
Aug 01, 2018
Report
