Julio Sandoval
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We've been in the mortgage business for more than 16 years of combined experience, and we understand that behind every relationship is a real person or family with dreams and goals and we love helping those dreams come true! Don't take our word for it, check out what our clients think about The Julio Sandoval Lending Team!

I just wanted to say that my wife and I had a wonderful experience working with Julio. He put our minds at ease and explained everything in detail and when we had questions, he was able to help us understand them in a way that made sense. I highly recommend working with Julio!. Julio was a pleasure to work with and made my first condo purchase as easy as possible.
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At Premier Mortgage Xpress, powered by Alameda Mortgage Corp, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something.
Reviews (8)
Stephanie Pitts
Stephanie Pitts
Jan 26, 2022
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Julio and his team kept me informed of every step in the loan process. The matters related to the loan were delicate and complicated but none the less, Julio and his team made sure we understood what needed and helped with managing through the process. Julio has helped our family with other loans and does a fantastic job and professional. We appreciated the time it took to get this done for our family.
Katie Irving
Katie Irving
Mar 13, 2021
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Ismael was incredibly efficient and knowledgable, he kept me up to date with everything happening and was thoughtful to check in with me even when there was no new updates. I would definitely work with him again. Highly recommended!
Jose Reynoso
Jose Reynoso
Jan 08, 2021
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Ismael diligently took several avenues for me to obtain the best mortgage and rate for my condo over a year ago. Recently, Ismael reached out to check in on my family. After a brief exchange over pandemic and financial matters that included a recent property tax hike, Ismael moved forward for me to refinance with a lower monthly payment and interest rate. I am very grateful to find myself in a better place... Thanks for checking in, Ismael.
Alireza Khosravi
Alireza Khosravi
Oct 06, 2020
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Julio Sandoval, one of the best loan officer i worked with him, he is very honest and transparent. He dose not want just sale a loan to you he want make sure you get the he can provide. He always was accessible for any question and support. for my next home i will use Julio Sandoval agian.
Yara Wolff
Yara Wolff
Sep 05, 2020
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Julio answered our questions in a knowledgeable, frank, kind and patient manner. Our first approval limited our options, but we thought we couldn’t get approved for more or manage the payments if we did. Julio “worked his magic” and got a higher approval with manageable monthly payments. He helped lock in a good rate and helped close escrow to close in 21 days! Impressive timing amidst the COVID 19 crisis!! We never felt out of the loop, or uneasy because we had a winner in our team!
Demetria Reyno
Demetria Reyno
Aug 05, 2020
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We have worked with Julio a couple of times now. The first time was when we initially purchased our home & now, we just refinanced our home. He is thorough and professional. He went out of his way to answer all of the questions that we had throughout the process. We trust him and that is the most important thing when it comes to making the biggest purchase of your life, your home! We look forward to working with him again in the future when needed.
Edwin Ramirez
Edwin Ramirez
Jul 24, 2016
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Julio is soo efficient and really helped my wife and I in this process. His calm demeanor and his experience made all the difference. We closed in 3 weeks with no problems. I highly recommend Julio as your loan officer. If you're looking to buy a home but scared because of your credit or any debt you have, don't be scare, consult with Julio, he will help you get that home of your dreams. Julio and his team are amazing! If my wife and I ever buy another home or any other property, we will go to Julio.
Thank you so much
Milagros Gonzalez
Milagros Gonzalez
Jun 16, 2015
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Julio is very helpful and friendly. He made me feel at ease and was easy to talk to. Things got complicated with our transaction where we needed a roof cert and our agent and the listing agent couldn't agree on what to do and who was going to pay for the repairs. Julio jumped in and spoke to both agents as well as the roof contractor and helped resolve the issues and get everyone to come to an arrangement. If it hadn't been for his expertise and willingness to help, we may not have closed escrow on our home. Thank you so much Julio for walking us through the entire process and handling all the