Franklin First Federal Credit Union is a trusted financial institution nestled within the vibrant and growing city of Greenfield, Massachusetts. As a not-for-profit financial cooperative owned and operated by members who live and/or work in Franklin County, people, not profits, are our top priority.
We serve over 7,000 members by helping them put their hard-earned dollars to work. Our profits are returned as competitive rates, higher investment returns, and fewer fees. When you meet with the team at Franklin First, we will take the time to listen to your personal situation and ask relevant questions so you can make informed financial decisions.
We serve over 7,000 members by helping them put their hard-earned dollars to work. Our profits are returned as competitive rates, higher investment returns, and fewer fees. When you meet with the team at Franklin First, we will take the time to listen to your personal situation and ask relevant questions so you can make informed financial decisions.
Services
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
Known in other financial institutions as certificates of deposit (CDs), Franklin First Term Certificates only require a minimum balance of $500.00. A Term Certificate usually offers higher yields than regular savings accounts, and in exchange, you leave your money in the account for a specified amount of time, ranging fromm 3 months to 5 years.
Balancing your check book each month within a day or two of receiving your statement will not only reduce your stress level, it will lessen the amount of time it takes to complete the task. Use our Money Management Guide to learn a few new tricks to simplify the process. A checking account is an essential banking tool used for easy access to your money via debit cards, checks, and withdrawals.
Having a healthy and secure savings account brings peace of mind. Franklin First understands this which is why funds are insured by the National Credit Union Administration (NCUA)-the same agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF, like the FDIC's Deposit Insurance Fund, is a federal insurance fund backed by the full faith and credit of the U.S. Government.
Get rewarded with high rates or cash back when you keep doing simple banking activities you're probably already doing. Earn dividends on your balances with no monthly maintenance fee and no minimum balance required. Forget about saving points for rewards - Kasasa Cash Back gives you REAL cash back when you use your check card for everyday purchases such as groceries, clothes, school supplies, even dinner out.
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