Bay Country Financial Services
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Bay Country Financial Services
You can use our financial services to obtain the secured personal loans you need, regardless of your credit history. It's about you and working together. We provide fast approval on your next car loan with competitive rates and flexible terms. One encounter. One conversation. One loan at a time. We build relationships based on a foundation of trust.

We want to be your financial resource for life. All of us at the Bay Country teams understand these concerns. We understand your financial situation can change quickly, and want you to know that we are here to help you get through these unpredictable times. If you are experiencing a financial hardship and would like to discuss your options, we encourage you to give us a call.
Services
We don't worry about the number of customers we serve, or the amount of transactions we process. Instead, we stay focused on quality, knowing that growth will come if we stay the course and work at it. By building our foundation deliberately through respectful customer interactions, we build it to last.
If you miss our convenient business hours you can leave us a voice mail and someone will respond the next business day. I could not have met a better Gentleman. He was very professional and quick but took the time to explain everything very well and in detail. He honestly took the edge off because I was a little skeptical about the whole process.
Fall is here and it is time to return to normal; a time for new opportunities. Perhaps you want to start some home improvements, buy a new car, or even get ready for the holidays! Bay Country wants to help you with ALL of your financial needs! We understand your financial situation can change quickly and want you to know that we are here to help you get through these ever-changing times.
Secured personal loans are a great choice for someone who needs a loan but has a bad, or no, credit history. How Does a Secured Personal Loan Work? Instead of loaning money based on an applicant's credit worthiness, a secured loan requires a form of collateral in the form of real estate, vehicles, or other assets to protect the lending institution.
How Does an Auto Loan Work? Vehicle financing amounts are flexible and the amount financed depends on the price of the car you are purchasing and how much of a downpayment you can make at the time of the vehicle purchase. Because the vehicle itself is a form of collateral, many people find that they can qualify for an auto loan even if they don't qualify for a conventional loan.
Reviews (8)
Marilyn Jones
Marilyn Jones
Jan 22, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
I truly appreciate your service. The service with all of your employees was amazing. This is how customer service should be like. Thankful and grateful for your service blessings.
Bryan Cooper
Bryan Cooper
Dec 28, 2021
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Positive: Professionalism
A pleasure to do business as I am a repeat customer from years ago. Always a courteous and professional staff to greet you at the door and Loan officers who really take the time to work
With you
Katherine Baer
Katherine Baer
Nov 23, 2021
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Positive: Professionalism, Responsiveness
Chris and William were both so kind and patient. The entire process was so simple compared to what I expected. I applied and within hours I had a check in hand for exactly the amount I asked for. Thank you Bay Country for providing service to people with less than perfect credit. This really saved me!!!
Wayne Espeut
Wayne Espeut
Nov 11, 2021
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Positive: Professionalism
Great team of people who are fast and efficient. I have had several loans and every time I return they treat me with respect and fairness.
Monica Brunson
Monica Brunson
Nov 03, 2021
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Positive: Professionalism, Responsiveness
My representative was friendly, fast and very professional! She treated me as a valuable customer. They will always be my source for a loan.
Tieknee Wood
Tieknee Wood
Sep 15, 2021
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Chris was my loan officer. I could not have met a better Gentleman. He was very professional and quick but took the time to explain everything very well and in detail. He honestly took the edge off because I was a little skeptical about the whole process. Everything went Great however the bottom line is to pay the loan back as fast as possible to avoid paying alot of high interest. Period. I will definitely recommend this company. Job well done Bay Country Finance.
Gerald Bemrick
Gerald Bemrick
Sep 03, 2021
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Positive: Professionalism, Responsiveness
The entire staff was courteous and professional. William was especially helpful. He was very knowledgeable and patient with me. He answered any and all questions thoroughly yet concisely.
Yvonne Walls
Yvonne Walls
Aug 16, 2021
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Nothing but crooks, charged me over $200 in late fees claiming my payments were late.I mailed my payments at least 5 days in advance and it normally takes 2 days to get to Glen Burnie.They used the pandemic to rip people off and I'm sure I wasn't the only one this happened to. Make this place your last resort because they are unprofessional and thieves......