With no annual fee, no hidden fees, a low interest rate and worldwide acceptance, MasterCard is here. Here for You: EFCU has established a remote call center to assist members. If you need assistance with your account, please call during normal business hours between 9:00 am - 4:00 pm, Monday-Friday.
There is no charge for this service! Members enrolled in FlexTeller Online Banking already experience the convenience of viewing account information online. Now, an additional convenient, secure method is available to receive periodic statements! Have domestic or foreign travel plans and need to use your EFCU Credit Card and/or Debit Card?
There is no charge for this service! Members enrolled in FlexTeller Online Banking already experience the convenience of viewing account information online. Now, an additional convenient, secure method is available to receive periodic statements! Have domestic or foreign travel plans and need to use your EFCU Credit Card and/or Debit Card?
Services
Escondido Federal Credit Union provides savings and loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates-something the big banks just cannot offer.
Once located in the tiny basement of 100 Valley Boulevard, the Credit Union grew along with the City and as of 1985 had approximately 710 members and $1,611,809.14 in assets. In 1988, Escondido City Employees Federal Credit Union moved into the newly constructed City Hall at 201 North Broadway.
Today, Escondido Federal Credit Union continues to operate under the same Credit Union principals and guidelines set forth by the founding ten subscribers.EFCU continues to look out for members' interests and provide a level of service that is not generally available at other financial institutions.
Today, Escondido Federal Credit Union continues to operate under the same Credit Union principals and guidelines set forth by the founding ten subscribers.EFCU continues to look out for members' interests and provide a level of service that is not generally available at other financial institutions.
When you open an account at Escondido Federal Credit Union, you're taking advantage of a range of flexible account options designed to help you achieve your financial goals. And, as a member, you're investing in your community by keeping your money here in a local not-for-profit financial cooperative.
Do you work your checking balance to $0, or do you prefer to keep plenty of padding in your account? Are you a power-check-writer, or do you only seldom touch the account? We have the right account, no matter what kind of check writer you are. Dividends earned on balances of $2,500 or more-no hassle of changing to a "dividend-earning" share draft account.
Just as we strive to provide excellent member service, we also aim for no less in our share accounts. Throughout your life, our share products help achieve your goals. And unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates-something the big banks just cannot offer.
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Arnel D.
Aug 10, 2021
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