Outcalt Kerns Insurance
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Outcalt/Kerns Insurance has been proudly serving the Greater Columbus area with the same devotion and integrity it opened with over forty years ago. Sound principles and ethical morals are what characterize and separate this agency from the multitude of others, and as an Independent Insurance Agency, we can offer a broad spectrum of companies and coverage for our customers.

With a family style approach, we provide the immediate personal attention you, the customer, deserves rather than routing you through different departments and voicemails. It is our obligation to provide you the best possible protection while remembering your financial security and keeping your best interests in mind.
Services
Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury. Property Damage coverage for the physical damage to property of others or the loss of use of that property. Products-Completed Operations provides liability protection (damages and legal expenses up to your policyaEs limit) if an injury ever resulted from something your company made or service your company provided.
These plans generally assume that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient. More than half of all Americans have some kind of managed-care plan1.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy.

This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.This includes damage caused by household pets. Damage caused by most disasters is covered but there are exceptions.
Reviews (5)
Evelyn Lopez
Evelyn Lopez
Nov 30, 2020
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Positive: Responsiveness
Ben Kerns is professional and very knowledgable. And, always prompt to answer any questions.
Garen Eggleston
Garen Eggleston
Dec 13, 2018
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Honesty and reputation are the best recommendations for an insurance group and Outcalt is at the top of the list . Great people , great service and deliver the results . Best of the best
David Horning
David Horning
Dec 04, 2018
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Outcalt-Kerns Insurance agency is a well-established and experienced INDEPENDENT insurance agency - they can search for the best policy for you with many different insurance companies to engineer the best fit - best coverage at fair prices. The way to keep insurance costs low is to cover only what you need to cover with high-rated insurance carriers - avoid unecessary coverage and avoid bad insurance policies that have hidden gaps. Doug and Ben will guide you through these turbulent waters.
Daniel Deady
Daniel Deady
Nov 12, 2018
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I have had many experiences with insurance companies over the years and I can say that Outcalt Kerns has been one of the best. They are always available, quick to respond, honest and trustworthy. I use them and I suggest you do also.
Tina Showalter
Tina Showalter
Jul 22, 2018
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I have experienced 100% satisfied with every aspect of Outcalt Kerns Insurance. For 15 years they have always provided quick, friendly customer service and are extremely professional handling claims. I would sincerely recommend O.K. to everyone because they are OK with me."