Home Purchase, Refinance, and Home Equity Loans in Chicago and the surrounding areas. I proudly serve Huntley, Lake In The Hills, Algonquin, Gilberts, Sleepy Hollow, Crystal Lake, Village of Lakewood, Cary, Hampshire, Pingree Grove, Elgin, South Elgin, Saint Charles, Geneva, Batavia. My goal is to provide you the best rates, lowest fees, combined with the best service, experience, and professionalism.
As a mortgage broker, I have access to the best and newest programs on the market. Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
As a mortgage broker, I have access to the best and newest programs on the market. Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
Services
I'd like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business. Fortunately, my business began to thrive as a result of my commitment to these four core principles.
As a Mortgage Broker, I take pride in helping my clients take advantage of lower rates and fees not offered by other lenders. My goal is to close your loan on time with no surprises and with 5-star communication along the way. Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security.
Al is a great Mortgage Broker! Very informative and provides excellent service throughout whole process. Buying a home is a huge life step and so you should really be picky on who you trust to handle the transaction. It was quick, easy and the communication was perfect. Everything you expect from a perfect Mortgage Broker!
What is a Refinance Loan? Refinancing is the process of paying off an existing loan by taking a new loan and using the same property as security. Homeowners may refinance to reduce their mortgage payment if interest rates have dropped to switch from an adjustable to a fixed rate loan if rates are rising or use equity for extra cash.
Buying a home is a huge accomplishment! I'm here to break down the payment including the projected taxes and insurance. As expert in mortgage field I know how to evaluate your projected loan payment and closing costs before an offer is made. With years of experience and helping thousands of families over the State of Illinois I have a reputation of being on point when it comes to your finances.
Reviews (3)
John DesMarteau
Sep 11, 2019
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Alexandra Semenets
Sep 03, 2019
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Working with Al was a great experience. Al helped my family refinance our home. This was a new process for me, and Al provided great customer service by explaining each step of the way. Throughout the process Al and his team were communicative, honest, and very professional. The entire process was quick and went very smoothly. My family and I are happy with our new loan and look forward to working with David again in the future. I highly recommend Al's services!!!
Alex S., Buffalo Grove
Alex S., Buffalo Grove
Tina Holtzman
May 13, 2019
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I've been working with Al for almost 21 years. He helped me purchase my first condo in Hoffman Estates, my most recent "forever home" in Bolingbrook and several other purchases, investment properties and refinances in between. He is honest, knowledgeable and a problem solver. I have referred him to friends and family with confidence and received all positive reviews. If you want the job done right I highly recommend him!
