America's Loan
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America's Loan
For qualified customers, We offer Personal Loans, $100 to $3,000, with 13 to 60 months Terms, and APR starting at 13%. Refinance your credit cards, title loans and payday loans with us for easier payments to fit your budget. Apply for a loan online or in person! We are a direct lender in the state of Ohio that provides affordable personal loans ($100 to $3000) to people with less than perfect credit.

APR's start at 13% on Personal Loans. Also, we offer car loans, debt consolidation & refinancing loans. Credit score changes the interest charged. Walk-ins are welcome to any of our branches in West Jefferson, Ohio, and Logan, Ohio. However, we can process the loan without you needing to visit our offices.
Services
We offer personal loans, car loans, and debt consolidation loans to people living in Ohio who have bad credit. Do you have bad credit? Maybe we can help! Our loans are $100.00 to $10,000.00 with 13 to 60 months terms. We are only able to serve Ohio residents. Step one is easy! You can submit an online loan application in minutes or visit any America's Loan Company branch in Ohio.
Is America's Loan Company a direct lender or just a company that refers applicants to available lenders? America's Loan Company is a direct lender. We take care of our customers from the moment of application and until the loan is paid off. No only is America's Loan Company licensed through the Ohio Division of Financial Institutions, but we are also accredited through the Better Business Bureau.
Have an unexpected bill or home repairs? Whether you have good credit or less than perfect credit we can help! We provide affordable personal loans with payments within your budget. We also offer car loans and debt consolidation & refinancing of credit cards, title loans, and payday loans! For your peace of mind, we also offer Payment Deferrals in case of layoffs.
Remember the commercials, "set it and forget it"? ACH authorized loan payments are a great way to ensure timely loan payments. Schedule your loan payment to be automatically deducted from your bank account. Report your new bank information to authorize us to electronically debit your bank account. Our staff is here to help!
Reviews (10)
Alisa Andrews
Alisa Andrews
Feb 01, 2022
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This place is a scam!! They took over 3,000 from me. Jerry your junk no good scam! I hope you all like hearing from my lawyer.
Victoria Alexander
Victoria Alexander
Dec 18, 2021
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Positive: Value
This is a GREAT company!!! They have helped me everytime I needed it, with a very quick response time!!! Amber has been, and is AWESOME!!! Would highly recommend America's Loan!!!!
Taylor Mendenhall
Taylor Mendenhall
Nov 22, 2021
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Positive: Responsiveness
Amber at the West Jefferson location is awesome! She makes herself available, she is attentive and friendly.
I’ve been a long time customer with ALC and I’ve never been disappointed, I would highly recommended. ALC makes it very easy to do business with.
Lisa Caskey
Lisa Caskey
Nov 17, 2021
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Positive: Professionalism, Responsiveness
Process was extremely easy. Staff was so helpful and the process and wait time were quick
Mary Torok
Mary Torok
Oct 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I filled out an application online and the next day spoke with Amber and had my loan approved fast, although it was not the amount that I applied for it will still be enough to get some bills paid off after moving recently and being short on cash, will definitely use them again if needed...
Debbie Short
Debbie Short
Oct 23, 2021
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Critical: Quality, Responsiveness
They told me they would call me back after they finally got all my information they never called me back they never gave me a loan I don't know if I was approved or not I tried to call them and all I ever got was a recording. Not happy with them at all.
Keisha Coats
Keisha Coats
Sep 24, 2021
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Positive: Responsiveness
I was able to get approved for a loan fast and easy. Not exactly the amount I needed but at least I was able to get something. This will still help me.
Melissa Collins
Melissa Collins
Sep 12, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Amber is very professional and helped me get a loan when I needed the most. I will continue to be a customer in the future. Thank you Amber.
Phillip Collie Jr
Phillip Collie Jr
Jun 01, 2021
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Positive: Responsiveness
Amber at the West Jefferson office has helped my wife and I to get 4 loans. Could not ask for any better customer service. Friendly, professional, and customer satisfaction guaranteed.
Terriann Lacerais
Terriann Lacerais
May 31, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Greta loan company!!! Amber was awesome! Very friendly and made the loan process easy and quick!! Thumbs up to Amber and for great customer service!! I highly recommend America’s Loan!!