First Rate Mortgage is a locally owned independent mortgage broker located in Waukee, IA. We help well qualified buyers throughout Iowa get great rates without the runaround and hassle experienced at local banks. At First Rate Mortgage, we are not limited to just one mortgage company, therefore we can search many companies to better serve our customers.
By doing this, we provide the information our customers need to choose the mortgage financing program best suited for their particular situation. Honesty to lead clients where they get the most benefit, not because it gives us a paycheck. As a realtor, and customer, I have worked with Angela for 17 years, and have never been disappointed in the service provided.
By doing this, we provide the information our customers need to choose the mortgage financing program best suited for their particular situation. Honesty to lead clients where they get the most benefit, not because it gives us a paycheck. As a realtor, and customer, I have worked with Angela for 17 years, and have never been disappointed in the service provided.
Services
Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available. How do we do this? We are approved to do business with multiple lenders who we shop on a day to day basis to find the best rate and programs available. At First Rate Mortgage, our first priority is making sure your mortgage loan experience is a positive one.
I've known Angela Swank (Frost) for over fifteen years and have personally used her for a mortgage loan. She delivers what she promises with no surprises at the closing table. She made buying a home a pleasurable experience. I would definitely recommend First Rate Mortgage due to the integrity level Angela chooses to live by within her company.
This depends on a lot of factors and because we work with so many lenders and each client is different and desires different things, quoting a rate is easier to do once we have a few details. There are programs that offer as little as 1% down, however you may be surprised once you look at several programs with higher down payments that offer lower payments and costs.
Applying for a loan is easy and not as scary as it might seem, but it's important to work with someone asking the right questions. Today's underwriting is precise and each client has a unique situation that needs to be understood for a good loan pre-approval. If you know your social security number, your income and your residence history you are off to a good start for a pre-approval.
Reviews (10)
Gwen Persons
Dec 22, 2021
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Sobande Kehinde
Dec 14, 2021
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I have a good and trustworthy account manager that allows me to withdraw my profits anytime I want and I can monitor everything going on in my account when she is busy trading with her expert team and I don't have issues with pending withdrawals. I must admit that she's a very honest woman. I have no way of thanking her than letting people know about her services and recommend her for everyone to trade on her platform. She's 100% accurate and up-to-date. Kindly contact Mrs. Patience Adamson Email: patienceadamson494@gmail.com WhatsApp: +13236286419
Katrina Jarrell
Nov 03, 2021
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Doug Corson
Nov 01, 2021
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Sean O'Neill
Oct 29, 2021
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Holly Randleman
Oct 20, 2021
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I used first rate mortgage for the first time on my 3rd home purchase and the service, knowledge and expertise Angela provided was exceptional. She was responsive to all my requests and provided me with multiple financing options. She helped me to adjust plans moving through the buying process and made the experience comfortable and simple. I would highly recommend Angela and use her again!
Natalie H.
Sep 24, 2021
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Clint Hite
Sep 21, 2021
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Ron Williams
Aug 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We worked with Angela when we bought our house and then again recently when we refinanced. Angela was always quick to respond to our questions and is extremely knowledgeable. I would highly recommend First Rate Mortgage & Angela for all your financing needs! 👍👍
We worked with Angela when we bought our house and then again recently when we refinanced. Angela was always quick to respond to our questions and is extremely knowledgeable. I would highly recommend First Rate Mortgage & Angela for all your financing needs! 👍👍
Larissa Weyer
Apr 27, 2021
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My husband and I worked with Angela when purchasing our home and then again when we refinanced. I can’t even explain how easy she made both processes! She’s extremely knowledgeable, helpful and efficient. We recommend First Rate Mortgage to everyone and will continue to seek Angela’s help for all of our mortgage needs!
