Access Credit Union
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Access Credit Union
Since our founding in 1939 as Zenith Radio Credit Union we have grown to assets of $50 million providing 6,500 members with extensive insured financial services with an office in Broadview, and numerous free ATMs. Membership is enjoyed by employees of over 125 Partner Companies and Organizations in the Chicago area. Access Credit Union's mission is to meet the financial needs of our membership by offering a diverse array of quality products and services delivered by knowledgeable and dedicated personnel.
Services
Access CU members have access to 55,000 surcharge-free ATMs nationwide through the Allpoint Network. That's more than 3 times the ATMs of the 3 largest national banks. Get your hands on your money surcharge-free today. Note: Access Credit Union provides its members with five free ATM withdrawals or transfers every month.
A regular CD account with Access Credit Union is the perfect place to invest that money you won't need access to immediately. A CD offers a guaranteed rate for a set term which is higher than a savings or money market account. Starting with as low as a $500 balance, you can open a regular CD with a six to sixty month term and watch your money grow!
Our free checking account fits your lifestyle and gives you access to your money 24/7 online or with your Access CU Debit Mastercard. This basic, free checking account has no minimum balance, no monthly account fees, free online banking and a free debit card. We realize moving your checking account can be a hassle so we have provided a switch kit to help you make the switch seamlessly.
The fast and convenient way to access your Access Credit Union checking account. When you make purchases with your Debit Mastercard, money is deducted directly from your Access Credit Union account. Use your Access CU Debit Mastercard anywhere Mastercard is accepted and surcharge free at over 32,000 ATMs nationwide.
Want to get you on the road with that nice car? Access CU can help make it happen with a hassle-free vehicle loan that allows you to enjoy your new vehicle or have your current one with lower monthly payments. For purchases and refinances, Access CU offers fixed, competitive loan rates plus a convenient online application that makes the process quick and easy.
Reviews (13)
K. B.
K. B.
Dec 16, 2021
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I've had a few accounts here for over 5 years and it's been a great experience! Everyone I've spoken to there over the years has been very helpful and friendly.
Joanne Cochran
Joanne Cochran
Dec 01, 2021
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Too much fraud on my account. I’ve banked here 25 years. No alerts at all. A shopping frenzy/ All fraud . The Staff is all friendly but my money was not protected. The inconvenient of waiting 15 Whole Days for A Debt Card each Time really blew me, I couldn’t pay my bills, had to get a prepaid card, only one bank so I have to leave work and miss my O T to get money. Traffic and Construction.But All my funds were returned eventually. I don’t trust them anymore.
Ri G.
Ri G.
Nov 14, 2020
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When you have questions and concerns Everyone is very patient and very knowledgeable and helpful. If you call leave a message they will return your call. Yes I would recommend Branching with this credit union.
Tina Ellis
Tina Ellis
Nov 01, 2019
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Everyone is always willing to help and make you feel comfortable about any situation
Amelia S.
Amelia S.
Oct 03, 2019
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Maya Day helped me out big time with my Car Loan. She made the process so easy!! She always answers any questions I may have.

I would definitely recommend anyone needing a loan to come here. Excellent customer service & everyone is so compassionate.

Thank you!!!
Real World Productions
Real World Productions
Nov 14, 2018
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Good Customer Service However not all are good. Only 1 person handles some things & when that person do not do the job or do not answer you’re left to just wait.
Tiffany Washington
Tiffany Washington
Jul 22, 2018
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This credit union may have some nice young ladies working there but their customer service is horrible and it even as high up the food chain as the president. I will also be leaving a full review on Yelp when I have the chance to get on my computer detailing exactly what occurred with me and this place.
Erin K.
Erin K.
Mar 27, 2018
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Nora was instrumental in assisting me with updating my account. She actually stayed on the phone and walked me through each step. The process took about 20 min. I don't know of an organization these days that would take that much time to explain AND walk me though everything.
Josie B.
Josie B.
Mar 05, 2018
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I have been with this bank for 22 years and I'm done!! They charge me for going below a certain amount. It's MY money. They have zero customer service skills. I can see I'm not the only one by all these other reviews. I just got off the phone with Nora and she obviously doesn't care about keeping members, seeing as how she was giving me information on how to find another credit union when I complained about their service. They must not care about losing a 22 year member over 10 bucks. I will be closing my account , along with my daughter's account. I do not care if I have
Lee W.
Lee W.
Jan 25, 2018
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I agree with every person who has given this credit union a negative rating. You can get approved quicker and with less of an interest rate at any other place in the world of financing. Oh and by the way I have pretty decent credit.

I don't know who sits on this board, but they should know that the people that run this place are bad for business. Or maybe they know and don't care.

Finance anywhere else but here and put your money in a real bank or seek another credit union. I am for sure!
Cindy S.
Cindy S.
Mar 17, 2016
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I joined through my work almost a year ago. I set up a savings account only. The one day I needed someone to help me it took them over 4 hours to call me back. They are not friendly or helpful. I plan on closing my account and putting it else where. My other bank PNC has always been so helpful and very friendly whenever I needed anything. I can't believe the difference in service.
R. M.
R. M.
Sep 05, 2013
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I strongly agree with Jk and every bit of his comments this Credit Union is on bank standards by all means !!!! This credit union has fees worse than a bank, matter fact WORSE than my previous bank TCF and they were pretty bad. There commitee needs to step up and act like a real credit union if they want to keep their members and their name.....enterprise rental cars sales isnt going to keep them alive! Seek a different credit union before becoming a member here.
J. K.
J. K.
Nov 07, 2012
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This is a bank by all means and best way to explain why is to tell you my experiences with Access "Credit Union". I was a member of a real credit union "Alliance Financial CU" but Alliance merged into Access CU. I had a perfect history with Alliance with over a dozen loans all paid and paid on time.

I went to Access credit union in Jul of 2012 for a car loan. They approved me but with 12% interest!!! I was able to get financed somewhere else for 5%. In Oct of 2012 I tried to get a small unsecure loan for a ring. Access Credit Union would not loan me a cent without