Attention Members: In an effort to keep everyone safe and to keep our locations open for our membership, we are having our entire team wear masks again. We ask that all members join us in this safety precaution and wear a mask when visiting Suffolk Federal locations. Thank you for your support and understanding.
We understand that applying for a loan can be intimidating. That's why here at Suffolk Federal, our goal is to make it as easy as possible for you. We offer low rates and fast decisions, so you'll save time and money. Whether you're looking to hit the Sound in a new boat, cruise the L.I.E. with a new set of wheels or finally book that dream vacation, Suffolk Federal has the loan for you.
We understand that applying for a loan can be intimidating. That's why here at Suffolk Federal, our goal is to make it as easy as possible for you. We offer low rates and fast decisions, so you'll save time and money. Whether you're looking to hit the Sound in a new boat, cruise the L.I.E. with a new set of wheels or finally book that dream vacation, Suffolk Federal has the loan for you.
Services
Suffolk Federal offers highly competitive credit union rates for personal, home equity and vehicle loans, credit cards, mortgages, savings and share certificates. Rates and terms are subject to change without notice. Rates shown above available with Automatic Payment. New auto loans may finance up to 100% of the MSRP or the purchase price, whichever is less, plus sales tax, license, and extended auto warranty.
At Suffolk Federal, we understand that every person is unique-and so are their banking needs. That's why we offer a wide array of checking account options. Whether it's free checking with rewards, hassle-free and convenient bill pay, the potential to earn great rewards or the opportunity to donate to the causes important to you, you'll find what you're looking for with a personal checking account at Suffolk Federal.
Looking for a free checking account with no fees or no minimum balance requirement? Suffolk Federal has the perfect account for you. With our FREE Advantage Checking with Beacon Rewards account, you can enjoy hassle-free and convenient bill pay-minus the fees-and automatically earn more on your balances just by using the great benefits that come with your account.
For a high-yield checking account that makes your money work harder for you, choose Suffolk Federal's Max Money Checking account. You'll receive the same great benefits as our FREE Advantage Checking with Beacon Rewards account in a tiered interest rate account, so your interest rate increases as your balance does.
Want to make banking a breeze, while helping local students pursue their college dreams? With a Sharks Checking account and our partnership with Suffolk County Community College, you can do both. In support of our partnership with SUNY Suffolk, we offer a no-minimum-balance checking account that lets you save on checking fees - and offers plenty of features you can sink your teeth into.
Reviews (10)
Emily Hudson
Dec 21, 2021
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The customer service at SFCU is abysmal. I have called repeatedly about an issue with my online account and the mobile app and the customer service representative, Peter, has been consistently rude and condescending. When I've tried to explain the issue I was seeing on my side of things with the app, he told me what I was saying was "impossible" because that's not what he was seeing on his end. The issue was clearly with the mobile app...an IT issue and something he could not see, but he kept cutting me off when I tried to explain what was happening. There was absolutely no need to be rude--SFCU
Melissa Gervasi
Jul 21, 2021
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Horrible customer service. The teleservice members are rude and condescending. I called to report fraud on my account and the woman REFUSED to close my account and put in a dispute for the charge. I called back to confirm the action was done, and it was left open. Horrible customer service. You ask for representatives name and they question the inquiry.
Missy Lee
Jul 16, 2021
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Bossdon Bt
Jul 23, 2020
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One of the worst banks during this time. One of the employees took upon themselves to have my direct deposit sent back to the IRS because I did not have a checkings account, but I have a savings account on file for quite sometime now. During this tragic pandemic & not being able to work. I was looking forward to my stimulus check. Its very absurd that an employee would reject my direct deposit & not just deposit it into my savings account. That is extremely disrespectful in severe times of need! People need to pay the bills they can with that money to atleast stay above water during extreme hard
Philip Bruno
Jul 16, 2020
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Tennis Lover
Jan 17, 2020
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Very poor customer service received from the Sr. Financial Representative at the Flanders/Riverside branch: total ego tripping!!! I do not recommend this particular branch. Closed my account and opened an account with Chase and the customer service experience was excellent! Just professional and knowledgeable Sr. Financial Representative with no ego tripping!
Rita R. Tuckett
Sep 07, 2019
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I LOVE the Medford location. I am relatively new to credit unions(bank at Chase). The staff are always pleasant, friendly with smiles and a welcome when you walk through the door.
I would like to give some recognition to two financial reps., Stephanie Luciano and Michelle Eppig . Both are very professional, efficient and make you feel important . They give you complete attention!! Kudos to them!!
I hope to continue banking with S.F.CU
R. Rogers
I would like to give some recognition to two financial reps., Stephanie Luciano and Michelle Eppig . Both are very professional, efficient and make you feel important . They give you complete attention!! Kudos to them!!
I hope to continue banking with S.F.CU
R. Rogers
First EBb Last
Jan 04, 2019
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I had a great experience at Suffolk federal credit union. My loan rep Jason Galletta made all the difference. He went well above and beyond to help me through the application process. I tell everyone to see him when making changes in their finances. I recommended him to my mother, she already had a different rep through the bank. Jason still helped her through the process and got a lot of complications resolved for her.
Its so nice to walk into a buying situation with your finances already covered.
THANK YOU Jason & everyone at the medford credit union.
Its so nice to walk into a buying situation with your finances already covered.
THANK YOU Jason & everyone at the medford credit union.
Venus Valentine
Nov 22, 2017
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I've had nothing but problems with this bank since I switched over from Chase. Checks take 4 days to go through, the mobile app makes banking on your phone impossible and when the systems are down for maintenance, your card gets declined and attempting to withdraw from the atm won't be happening. Payments always process super late making online banking pointless. I've been hit many times with overdraw fees because of how inconsistent the bank is with keeping up with my transactions.
Pat Carvelli
Jun 28, 2016
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