Arizona Health Insurance
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Arizona Health Insurance
At American Insurance Benefits, we are here to help provide the best options and solutions when it comes to your insurance needs! With health insurance, there are many types of plans available so finding a plan that fits your needs shouldn't be tough as long as you have the support and experience provided by an independent insurance agent.

Dental Insurance is important and many people have private coverage. We are here to make sure you know what dental options you have available to you and help you get the right coverage. Life insurance is one of those things we don't want to think about but planning ahead helps our families with financial burdens like loss of income, household debt, funeral expenses and more.
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In the late 90's I was leaving a management position with AT&T to start my own business in the insurance industry in Phoenix, Arizona. I went online to find out what health insurance would cost. Within seconds my phone rang from some agency in another part of the Country. All I wanted was some rates to compare; instead I just had solicitors asking me for my credit card number.
Today's healthcare insurance market is flooded with plans and options that make it confusing to the average consumer. You really have to be careful about what each plan covers, what are the plan limitations, what is your out-of-pocket exposure, and so much more.

The fortunate thing is there are dozens of options so finding a plan that fits your needs shouldn't be tough as long as you have the support and experience provided by an independent insurance agent.At American Insurance Benefits, we pride ourselves in providing our clients with a detailed insurance review, discussing things like general health, medical conditions, prescription drugs, and so much more.
If you have dental benefits, do you know what's in the fine print and what type of plan is best for you? Many Americans - 77% - have dental benefits, the National Association of Dental Plans says. Most people have private coverage, usually from an employer or group program. Large employers are more likely to offer dental benefits than small employers and high wage workers are more likely to receive them than low wage workers.
When you buy life insurance, you enter a contract with an insurance company that promises to provide your beneficiaries with a certain amount of money upon your death. In return, you make periodic payments, called premiums. The premium amount is based on factors such as your age, gender, medical history, and the dollar amount of life insurance you purchase.
This is a common question we get asked by a variety of individuals. To put it simply, Medicare is a federal healthcare insurance program for people who are 65 years of age or older, certain younger individuals with a qualifying disability, or people End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
Reviews (10)
John Thompson
John Thompson
Dec 13, 2021
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I was trying to get some health insurance for my son through the Gov website and got sent to some other website that was suppose to be them. The website sent me to someone working out of their home and they set me up with a really expensive insurance plan. I found Andy on the internet and called him because he was close and rated well by a lot of people. He helped me create an account on the Government website and find an insurance plan with a major insurance company that had a monthly payment 1/3 less than the other company and had the same deductibles. Another thing I liked was I didn't have
Kevin Davis
Kevin Davis
Nov 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
This is the first time I've gone to Agent Andy Orlikoff for getting set up on Health Insurance. He answered my questions in a honest way, was very thorough about the information he sent me that we talked about and I was able to get ahold of him and get my questions answered that same day. I appreciate that kind of service.
Joan Beaudry
Joan Beaudry
Nov 21, 2021
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Andy was very helpful both when initially contacted and when I had questions! Would definitely recommend!
Joan B
Sun City West, AZ
David Chamot
David Chamot
Nov 20, 2021
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We were looking for insurance and just happened to call Andy with American Insurance Benefits literally out of the blue. Andy was so helpful and took the time to answer ALL of my questions no matter how trivial they may have seemed or how many times I asked the same questions only worded differently! I would highly recommend anyone looking for insurance to call and talk to Andy! HIs professionalism and caring about you as a customer comes through in all of the communication! Thank you Andy!
Joseph Gruver
Joseph Gruver
Nov 20, 2021
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Andy runs an efficient and professional business. I am not well versed in insurance at all and Andy made it so simple, that I found myself asking him, "Wait, it's that simple?". Andy makes sure to follow up with his clients and was even so kind to email me before a critical deadline which I was not aware of. Needless to say, I was very pleased with the care I was provided. I would absolutely recommend Andy and his business to anyone.
Terry Parrish
Terry Parrish
Oct 20, 2021
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Positive: Professionalism, Responsiveness
Andy made switching my part B supplemental insurance very easy. I made one phone call to Andy and he shopped the different insurance companies for me, saving me time and money.
Jeanne Bowers
Jeanne Bowers
Sep 22, 2021
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I have used Agent Andy Orlikoff as my Health Insurance agent for several years now. His name came highly recommended by a highly qualified person in the medical field. He has helped me to obtain health Insurance of quality and at a reasonable price and to change to better insurance when needed. He always answers phone calls and is polite and professional.
I would highly recommend him as an excellent Insurance Agent.
Hans-Peter Voss
Hans-Peter Voss
Sep 05, 2021
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Andy did a wonderful job helping me find affordable health insurance coverage. He was always extremely prompt in responding to my questions.
Esther Voss
Maan Lazaro
Maan Lazaro
Jul 28, 2021
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American Insurance Benefits They're EXCELLENT/!!! Andy is very professional and very accommodating. They will treat you as a family. They will help you in everything that you need to know even
in a very small thing.I will recommend this to all my friends.
Marianne Dalias
Marianne Dalias
Jun 19, 2021
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After moving from the east coast, my husband and I needed health insurance until the time we will qualify for Medicare. I found Andy online, and seeing that he had such good reviews, reached out to him. He responded promptly with a phone call to understand our needs, then quickly followed up with information regarding plans that were available to us. Andy responded almost immediately to all of the questions we had, and helped us to choose a plan that will work best for us. He is very personable and easy to work with. Highly recommended!