Inspired by Silicon Valley innovation and built to serve a diverse membership, KeyPoint is a full-service, not-for-profit credit union providing financial solutions to help Members achieve their goals in life. KeyPoint is also active in the community providing free financial education programs, fostering financial literacy and mentoring the next generation of business professionals.
Services
A KeyPoint checking account is more than just a convenient way to manage your finances--it's a key that opens the door to a full range of services to help you make the most of your money. Any checking account comes with the Visa(R) debit card! It's a convenient and secure way of making purchases or withdrawing or depositing cash.
Daily money management is easier with KeyPoint. Choose from four checking options. All come with great free features, including fast direct deposit (as much as two days faster than other financial institutions), a free Visa(R) Debit Card and fee-free access to over 30,000 ATMs. Plus, your funds are federally insured by the NCUA.
Many families worry about the high cost of doctor, dental and vision care. An HSA helps ease the financial burden. By depositing pre-tax dollars in a special account, you build up reserves that can later be used to cover qualified medical expenses. When the time comes to pay a bill, it's easy to access your funds with a check or debit card.
Business leaders are always looking ahead. At KeyPoint, we help small shops, mid-sized firms and bigger companies prepare for their financial futures with a range of savings products. Each comes with free Mobile* and Online Banking services to help manage funds wisely. Business Savings: Earn competitive interest on reserves that can be used to cover cash-flow shortfalls and unexpected expenses.
Make purchases in stores, by phone or online, anywhere around the world with a KeyPoint Visa(R) card. It's the convenient, secure way to pay and track your spending. We can help you choose the card that's right for you. Whatever your goals are, you'll find the financing to put them into motion at KeyPoint.
Reviews (10)
Eduardo R.
Jan 30, 2022
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I went into the Santa Teresa branch looking for help with creating an account and they were very friendly and super helpful, it's made the process of getting a new bank account started really easy. Karla was the associate who took care of me and she was really easy to talk to and gave me a bunch of super helpful tips! If your looking to create a new bank account I really sufferer you go to this branch, they make you feel like family!
Manie Ferrer
Jan 10, 2022
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Chelsy Cruz
Mar 21, 2021
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After having a couple of bad experiences at the Brokaw location, I came to this location and they provided the best customer service experience I've had since opening my account! They actually explained the process of opening an IRA to me and even helped me find a solution on where to get tax advice in order to get started. Thank you for your help!
Mike Hoffman
Nov 20, 2020
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KeyPoint CU is a total joke as a whole considering they flat out cancelled my credit card with no notice or anything. I’ve never missed a payment and with the pandemic and waiting on my unemployment, I had to use my card a little more than I wanted. I want to add that I have a total of 10 credit cards, and KeyPoint is the only one to cancel. I’ve never heard of someone getting their account canceled with a 700+ credit score. It’s totally ridiculous and I’ll never bank with them again.
Frank Casan
Jun 30, 2020
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As far as banking, I opened an account at the Rivermark branch, now closed. After 18 months I applied for a credit card, which I intended to use for a balance transfer. I am retired and get an excellent monthly SS check, with cash left over after all expenses are paid. After the friendly clerk entered all my data, the bank turned me down -- refused to issue a card.
My credit score was impacted of course. This Credit Union is worthless, unless you're making a big salary. My branch at Santa Clara closed, so now I deposit by mail.
My credit score was impacted of course. This Credit Union is worthless, unless you're making a big salary. My branch at Santa Clara closed, so now I deposit by mail.
Priv Acy
Jul 15, 2019
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Jay Kumar R.
Jan 23, 2019
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Spun One
Oct 08, 2017
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I'm not actually rating the Bank itself...I go here on Tuesdays to eat at the food truck that sets up in their parking lot for lunch. MoGo BBQ...Best fusion burritos in the whole Bay Area...hands down! Their Short Rib burritto combines teriyaki short ribs, kimchi, fried rice and cheese with their "secret" MoGo sauce...simply amazing!! If you've never tried MoGo, you HAVE TO!!
Jessica Hadley
Sep 15, 2016
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Shuojie
Sep 24, 2014
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