Affinity One Fed Credit Uni
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Affinity One Fed Credit Uni
With rates as low as 2.25%, there's never been a better time to take advantage of the equity in your home! At Affinity One FCU we offer a number of different consumer loan options to meet all your financing needs. From small purchases to home improvements to a new or used vehicle, you're going to love our competitive rates.

Find out why Affinity One FCU is One Up on banking! Let us take care of all your banking needs. From no fee checking to term share certificates and money market accounts we make your money work for you. Do you want to know that you are more than just a number or a deposit slip? That's one of the many reasons why we're one up on banking!
Services
To provide the best quality products and services available to meet the needs of our members. To provide products and services at fair, competitive prices and to invest excess funds in such a manner that return on those investments will contribute to capital growth and financial stability. Affinity One Federal Credit Union (formerly MRC Federal Credit Union) was organized in 1948 and today we serve over 4,300 members.
Your primary Savings Account is the key to Credit Union membership! Anyone who lives, works, worships, or goes to school in our service area can join the Credit Union by opening a Share Account. Whether you have short or long-term savings goals, you should consider the benefit of opening a Term Share Certificate with us.
Your primary Savings Account is the key to Credit Union membership! Anyone who lives, works, worships, or goes to school in our service area can join the Credit Union by opening a Share Account with a minimum deposit of $25.00. This $25 is not a fee, but rather your ownership share in our Credit Union!
Why pay monthly fees on your share draft (checking) account? At Affinity One FCU, you don't have to worry about monthly fees! Members also enjoy the benefits of our VISA Check Card. It's a check card and ATM Card all rolled into one. It can be used wherever VISA is accepted. Funds are taken directly from your share draft account when you use your card for purchases.
Money Market Accounts offer the advantage of earning a higher rate of return than a regular share account. They offer higher APY** without locking up your money and you'll watch your money grow as the dividends are compounded monthly. A minimum balance of $1000 is required to avoid service fees and you're allowed a maximum of 6 withdrawals per month.
Reviews (6)
Mericanmuskles
Mericanmuskles
Oct 28, 2021
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Besides the fact they don't pick up the phone sometimes, they are otherwjse very very helpful and kind people
Steve N. Stuff
Steve N. Stuff
Aug 19, 2021
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They didn’t inform me that my car refinance would have me paying more than what I originally paid while removing all I basically paid that whole year. Resulting in me losing 4,000 dollars.
Cynthia Oaks
Cynthia Oaks
Jan 15, 2019
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I really like this credit union, I've been with them for over a year now not had any problems and feel that my money is safe and secure.
Thank you all for everything! :)
Veronica McClaran
Veronica McClaran
Jun 28, 2017
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I wouldn’t give any star but you have to. Staff act like they are entitled.
Stephen Griffin
Stephen Griffin
Jan 30, 2017
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Never open an account with them trust me you'll regret it . They never communicate with thier account holders on important matters regarding accounts
Caroline Griffith
Caroline Griffith
Jul 05, 2015
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The staff, Michelle especially, at the Lakewood branch of Affinity are the most friendly and helpful people that I have ever worked with in a banking capacity. After getting thrown under the bus one too many times with Key, I decided to apply for a car loan at a local credit union. I had a whole list of stops but luckily I only needed one as Michelle was ready and willing to help me secure a loan at a GREAT rate for my first car. Every time that I've stopped in since then I've been greeted with exceptionally friendly staff who know me by name and are excited to hear about the new car. It's a wonderful