In June of 1937, the Niagara Hudson Western Division Employees Credit Union, was incorporated to serve the financial needs of the Niagara Hudson Power Corporation (Niagara Mohawk/National Grid) employees. These employees were interested in creating a place where they could save and borrow money safely, confidentially, and at a fair rate of interest.
The credit union started with two employees housed in a one room office in the basement of the historical 'Electric Building' in Buffalo, NY. Today, Western Division is one of the largest credit unions in Western New York having grown from serving exclusively National Grid employees and family members to now serving over 400+ different employer groups, unions, churches and associations in Western New York within our Field of Membership.
The credit union started with two employees housed in a one room office in the basement of the historical 'Electric Building' in Buffalo, NY. Today, Western Division is one of the largest credit unions in Western New York having grown from serving exclusively National Grid employees and family members to now serving over 400+ different employer groups, unions, churches and associations in Western New York within our Field of Membership.
Services
We believe shopping and financing for your vehicle whether it's your first car, your dream car or just a car to get around, should be fast and simple. That is why we offer the same great rates and terms for new, used, refinanced or lease buy-out (with no fees!) on cars and trucks. Is your current loan rate (from another dealer or financial institution) higher than ours?.
Whether you are shopping around the corner or around the world, your VISA Credit Card provides the purchasing power you need. If you need to establish credit or to help rebuild a positive credit history, this card is for you. This card reports to all three credit bureaus (unlike pre-paid cards). So Easy - We offer a delivery system to streamline your loan process.
Rates are at an all-time low, so even refinance and save on your rate (from other financial institution) or refinance those high interest loans you have elsewhere for those projects you have already completed.) The Line of Credit is a good choice if you aren't sure exactly how much money you may need over what period of time you'll need it.
This is a $10,000 grant program offered to eligible first time home buyers. Grant money can be used to pay up to $9,500 towards down payment and closing costs and $500 as credit towards an approved homeowner counseling program. Be a qualified first-time home buyer (someone who has not owned a home in the last 3 years).
A great way to strengthen your finances and still maintain access to your money. This account establishes your membership and makes you an owner of Western Division and provides you access to all of our products and services. Sub Savings are budget-friendly account(s) to help you set aside money for specific goals such as a vacation, taxes or something special customized just for you.
Reviews (10)
Lee Peters
Jan 03, 2022
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Derek Perry
Dec 15, 2021
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Have never used a bank for anything other than a savings/checking accounts. Western Division has been super helpful with planning finance's for the future and different service's that they have available! Couldn't be happier with my service at Western Division. Mary was super helpful and extremely polite to work with.
Alexis Negron
Nov 02, 2021
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Donald Schnick
Oct 29, 2021
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I have to say WDFCU is the best. I have been a member for many years. I have used many services, car loan, saving, checking, 401k. They are professional and educational when it come to everything. Thier words of advice were priceless. They were there when I had questions and concerns. Thank you to the staff from the tellers to those people in the little glass rooms.
Cyrena Mailloux
Oct 14, 2021
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This is my second bank and for a long time now I ignored the horrible customer service in person and on phone because people have bad days. I will give it to Kristie and Tony for always being professional and so nice but after my last phone call with Sarah it’s done with. Constantly being talked down too is not okay with this service. You should feel comfortable talking to people that take care of your money
Liz Barnes
Sep 27, 2021
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I received outstanding service from Kristina Skellie. She was friendly, knowledgeable and very helpful throughout the entire lending process. She provided services in an expeditious manner and maintained a professional attitude the entire time. I appreciate the personal banking relationship WDFCU offers me as a customer.
Jeff Lipski
Aug 30, 2021
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Jamie Weixlmann
Aug 24, 2021
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Kristie was amazing at her job. She was able lower my interest rate saving me money! She walked me through the entire process and made sure I was comfortable along every step of the way and understood everything! The customer service is hands down the best! They were absolutely great to deal with and made some great recommendations for banking. I would highly recommend.
Andrew Becker
Aug 18, 2021
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Kristie was the absolute best to work with! Initially I called to figure a way to reduce my debt, and after 15 minutes of speaking with her, Kristie made some awesome recommendations! I usually do not write reviews, but this is warranted. Very professional and courteous. I will be coming to Western Division for all my future financial needs.
Amber Torrey
Jul 13, 2021
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