Getting a home loan when you are a business owner, or are self-employed can be a tricky process at best. We know how to get your home loan or refinance approved when you are an independent business person. Martin Mortgage is proud to work with military service members, business owners and everyone in between in order to help find the very best deals available on your home mortgage.
Martin Mortgage services: Fulshear, Richmond, Rosenberg, Houston, Sugarland and Wharton areas and is proud to be your local mortgage company in those areas. Martin Mortgage looks forward to showing you why we do more VA and Bank Document loans than anyone else in Fulshear.
Martin Mortgage services: Fulshear, Richmond, Rosenberg, Houston, Sugarland and Wharton areas and is proud to be your local mortgage company in those areas. Martin Mortgage looks forward to showing you why we do more VA and Bank Document loans than anyone else in Fulshear.
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Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes, single family to four family homes. These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home.
These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too.
Conventional loans are secured by government sponsored entities such as Fannie Mae and Freddie Mac. Conventional loans can be made to purchase or refinance homes, single family to four family homes. The Conforming Loan Limits are published annually by the Federal Housing Finance Agency (FHFA). Alaska, Hawaii, Guam and the U.S. Virgin Islands have loan limits that are 50% higher than the other contiguous states.
The most common type of mortgage program where your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable. Fixed rate mortgages are available for 30 years, 20 years, 15 years and even 10 years.
An "Interest Only" loan can offer consumers greater purchasing power, increased cash flow and a number of other benefits which are listed later in this article. First let us start with a quick explanation of how the product works. With Interest only loans the borrower has the flexibility of paying only the interest due on the mortgage.
Reviews (3)
Morgan Mitchell
Jan 17, 2021
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As a first time home buyer I was nervous and pretty clueless to be honest. Evelyn helped me every step of the way. She was always there to answer my emails, calls and text at any time. She went above and beyond to make sure I got the best loan and fully understood each step of the way. 5+ stars if possible.
Gabriela Cadena
Dec 18, 2019
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My fiance and I recently purchased a house in West Texas and I had used Michael in the past in Houston and had such a good experience the first time that we decided to use him again. This time around we didn't have a realtor helping us with the new purchase as we bought a house that was for sale by owner, and Michael made thing so easy for us that we never felt like we were dark about anything. He would always answer the phone , even late at night texts, and that always gave us such relief, and he kept us constantly updated on every step of process. We highly recommend him and we will continue
Dan Sikes
Dec 08, 2019
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Would highly recommend Martin Mortgage for anyone who will be purchasing a home. Michael took the time to explain the process and what documentation would be required. Michael also scheduled the inspection and appraisal immediately upon our offer being accepted which gave us the buyer AND the seller ample time to take care of any issues or concerns during the 10 day option period. Michael was also able to lock us in at the lowest possible interest rate. To make sure that you have a lender that will be with you every step of the closing process with YOUR best interest in mind, choose Martin Mortgage
