Our Boynton Beach based agency and agents specialize in providing health insurance and life insurance. We are presently licensed in 32 states and have a resident license in Florida. Choose from many options to determine what you feel best fits your needs. Our Affordable Care Act policies comply with the Affordable Care Act and contain all of the "essential health benefits" required by that law.
Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare section of this site for details. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.
Our site is compliant with federal, state, and carrier guidelines in selling these policies. See the Medicare section of this site for details. This section of the site also contains valuable information and tools about lowering the cost of prescription medications. Call us if you want more information about or would like to enroll in one of these products.
Services
We guide you through the steps of getting health and life insurance, and remain available to help you AFTER you've made your purchase decision. Learn about us and our principal agent, below.
The principal is licensed in 32 states for resident and non-resident life, health and annuity, has a current registration completion certificate to sell individual plans on the Federally Facilitated Marketplace (FFM), and is certified to sell plans to Medicare beneficiaries.He also has a Pre-need sales agent license in Florida.
The principal is licensed in 32 states for resident and non-resident life, health and annuity, has a current registration completion certificate to sell individual plans on the Federally Facilitated Marketplace (FFM), and is certified to sell plans to Medicare beneficiaries.He also has a Pre-need sales agent license in Florida.
Health Savings Accounts (HSA's) can be used in conjunction with High Deductible Health Plans that have out-of-pocket maximums for 2021 at or below $7,000 for individuals or $14,000 for families and that pay 100% of all covered expenses after the out-of-pocket maximum is reached.
Higher individual and family out-of- pocket maximums are permitted for 2021 ACA plans, BUT HSA's cannot be established for any High Deductible Health Plan that has out-of-pocket maximums that exceed the $7,000/$14,000 threshold for 2021.Per Affordable Care Act requirements, these plans cover 100% of preventive care benefits without a deductible.
Higher individual and family out-of- pocket maximums are permitted for 2021 ACA plans, BUT HSA's cannot be established for any High Deductible Health Plan that has out-of-pocket maximums that exceed the $7,000/$14,000 threshold for 2021.Per Affordable Care Act requirements, these plans cover 100% of preventive care benefits without a deductible.
These plans are alternatives for those who are concerned about the cost of ACA plans, desire a lower-cost insured plan, are not eligible for large tax subsidies (also known as advance premium tax credits), want to know how much their healthcare services will cost them before obtaining services, and do not want a short-term health insurance plan.
You can purchase a supplemental health insurance plan like hospital indemnity; critical illness; first diagnosis cancer; heart attack/stroke/cancer policies; accident coverage; and gap plans as additions to basic health insurance policies. Maximum issue ages differ between carriers, states, and types of plan, but generally all these plans can issue up to age 65.
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