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Springfield Life Insurance Agency
Whole life insurance provides permanent protection for the whole of life, from the date of policy issue to the date of the insured's death, provided that premiums are paid. A form of contract issued by life insurance companies, annuities provide a fixed or variable payment. A Fixed Annuity provides a consistent rate of return for a set period of time.

We live in a world where tomorrow is not promised. Anything can happen to you today and affect you and your families lives. Have you ever thought what would happen to your loved ones when you are gone? If you are the main source of income or the bread winner of the family what would happen to your spouse and children?
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To do this we evaluate your specific needs, find the company that will give you the best value for your dollar while supplying an unyielding standard of protection. We offer superior products and excellent customer service, in addition to outstanding reputations for fast, fair claims service.

Through integrity and experience we are actively dedicated in helping people just like you find increased value and savings with insurance costs without just exposing you to the possibility of financial loss beyond your means or interests.And in today's world. As an independent Springfield Life Insurance Agent, Our role is to serve as a trusted advisor.
As the name suggests this is life insurance that goes on for your entire lifetime. In whole life insurance, you pay a fixed premium amount for your whole life. A certain amount of the premium paid is set aside as your policy's cash value. You are allowed to borrow from the cash value at reasonable rates to handle any emergencies you might have.
Term life insurance is the type of life insurance that offers a death benefit to the beneficiaries should the insured die within a specified term or period. The term is usually anywhere between ten and thirty years. Should it happen that the insured doesn't die within that period then the policy can be renewed, terminated or one might opt to change it to a whole life insurance policy.
One of the biggest worries that many people have is having money to spend after retirement and during the sunset years. Most people that are earning now are unable to save for the future and even some outlive the income they have. If you have worries of outliving your income then then you should consider getting an annuity.
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