Western Health Advantage
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As a health plan created by doctors and hospitals, Western Health Advantage supports the doctor-patient relationship and offers flexible access to quality providers close to your home and work. Your community is our community. We pride ourselves in being the choice of thousands-from Penryn to Petaluma and Folsom to Fairfield.

You will find conveniently located hospitals as well as full-service care centers that offer a wide array of services under one roof. Get 24/7 access to manage your prescriptions, find a network pharmacy, check medication coverage, track home delivery orders and much more through your mobile app or your personal online account.
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Western Health Advantage (WHA) is a leading health plan in Northern California, providing comprehensive health benefits and services to over 100,000 members and 5,000 employers. A nonprofit HMO headquartered in Sacramento, Western Health Advantage offers plans for individuals, groups, and Medicare beneficiaries.
Currently, you are eligible to enroll in a WHA plan through Covered California without proof of a qualifying event. You may also be eligible to receive financial help to pay your monthly health coverage premiums. The federal government recently increased financial assistance to help people pay their premiums.
We know your employees are important to you. That's why we make it easy to offer them a benefits plan that will actually benefit them. With options for businesses of all shapes and sizes, you could easily say that we're not just an employee-friendly option, we're an employer-friendly option, too. We support medical innovation and promote whole-person health to suit the various needs of the communities we serve.
Employees can take advantage of tax-free savings while building funds within their HSA* to pay for office and hospital visits. We encourage you to taking a look at our Benefit Comparison for Large Groups. For more information on finding the right benefit package for your business contact your broker or call WHA directly at 888.499.3198.
Having health insurance is important for you and your family's well-being and peace of mind. You want coverage you can count on when you need it and that promotes healthy living for you and your loved ones. Choosing Western Health Advantage through your employer connects you to affordable, reliable and comprehensive health plans that also give you access to leading hospitals and doctors throughout Northern California.
Reviews (10)
Fun Day
Fun Day
Jan 10, 2022
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Critical: Professionalism, Quality, Responsiveness, Value
Called up my health care provider about getting a covid test. They told me they dont give covid tests and they dont want to see me if Im sick. What the hell am I paying for???
Kendra Tanacea
Kendra Tanacea
Oct 18, 2021
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Critical: Professionalism, Quality, Responsiveness, Value
Zero stars. No customer service. No concern for getting their insured the medical care they need.
Elizabeth Macari
Elizabeth Macari
Oct 03, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I feel really bad for the people who have had negative experiences with WHA, but I have had nothing but a positive experience! All of the best doctors and specialists in my area are covered by it, and my prescriptions are easy to get through Magellan.
Johanna Palmer
Johanna Palmer
Sep 23, 2021
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If I could give zero stars I would. Nearly no specialists to choose from in my "region" Referalls constantly delayed or rejected, constant changing of who is an approved Doctor for services, had to go through another medical group for authorizations which became a part time job. Maybe this insurance is great in emergency situations, but I am leaving as soon as open enrollement lets me and wont look back.
Bonnie Hernandez
Bonnie Hernandez
Aug 17, 2021
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Got a $3000 bill from the hospital for an ailment that turned out not to be as serious as previously thought. I put in the dispute with the hospital and they complained the insurance company was giving them the runaround. Thats pretty unprofessional as it gets and to add insult to injury, I received another bill for the insurance adjustment that was supposed to be taken cared of in the amount of $325. So in other words, this company didn't BOTHER to lift a finger for coverage. As if taking $600 from my husband's paychecks each month wasn't enough....AVOID!
In response to owner: I did and you people
Ashraf Osman
Ashraf Osman
Jul 31, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have been with WHA for about 3 years, and so far I am very happy with the benefits I am recieving.
Minh Phung
Minh Phung
Sep 25, 2020
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Critical: Professionalism, Quality, Responsiveness, Value
This insurance company is very bad, they did not pay the bill to the medical provider as of their "Benefits and Coverage" outlined.
Do not use this health insurance company, they are really bad company.
I want to give them a zero star instead of 1.
Lori Grays
Lori Grays
Oct 09, 2018
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I'm upset that I have to give 1 star. I have had this insurance for 2 months and I haven't been able to get a appointment with any doctors. Customer service is a joke!!! Pay a few extra dollars and get quality insurance. This is worst then Medi-cal. My employer pays money every month and I can't see a doctor????
Shannon Cavanaugh
Shannon Cavanaugh
Jun 25, 2018
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This is the worst insurance I have ever had. I can never see my actual doctor. No labs take this insurance in my area, so I have to travel out of the county to get work done. I seem to come out of pocket more than being covered. Such a joke and a waste of money in my opinion. I cant wait to get my new insurance company in Jan 2019! I will be paying $50 a month less for better coverage.
Charles Kamins
Charles Kamins
Jun 24, 2018
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So far pretty unhappy. Very few drs in the Napa County area take this insurance. So the few that do are booked for months. Big problem, you have to see two drs and coordinated two Dr's just to get to see the one you want to see. And that could take months. Thanks Obama care