Kentucky Home Life Insurance
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Your family is precious to you. It's only natural that you want to protect them - now and in the future. Keep your loved ones in focus with a life insurance policy from Kentucky Home Life. Our life insurance policies are sold exclusively through independent agents in Kentucky. We offer two primary types of insurance coverage: Individual Life and Credit Life & Disability.

There are essentially 2 reasons that people purchase life insurance-they owe someone or they love someone. The sooner, the better. It is never too early to plan for the unexpected. When you are young and healthy, your risk to insure is less, and therefore your premium, is much lower. As your life stages change (marriage, children, home purchase, etc.), you should consider modifying your coverage.
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Kentucky Home Life Insurance Company began as Kentucky Home Mutual Life Insurance Company, in Louisville, KY in 1936. In the 1990's, the company merged with National Guardian Life, of Madison, WI. National Guardian organized Kentucky Home Life as a stock company subsidiary in 1998 to process their Credit Life and Disability insurance products.
Permanent Life Insurance is best for long term financial protection against death or other events which are expected or unexpected. Guaranteed premiums and level protection for a lifetime along with guaranteed cash values meet changing financial objectives are the highlights of this product. Providing the financial means to pay debts left after the loss of a loved one is very important, and doing so with tax-free death benefits is helpful.
Your children and grandchildren are precious to you. Life insurance is a gift that will provide every child with a head start towards a sound financial future. You can be sure that a child's life insurance protection will be in place for the rest of his or her life with a Kentucky Home Life Insurance Company Juvenile 10-pay Life policy.
Kentucky Home Life offers Senior Life I and II policies that are permanent, whole life insurance products. These policies have level premiums, and guaranteed death benefits. The Senior Life I policy has a Level Death Benefit for life. The Senior Life II policy is a Modified Whole Life policy with Graded Death Benefits during the first two years of 110% of premiums paid.
Life insurance provides benefits to your designated beneficiaries should you die unexpectedly. It is designed to protect your loved ones from devastating financial problems, and reassure you that they will be taken care of following your death. Kentucky Home Life is eager to assist our policy owners and potential clients by educating them about life insurance terms and phrases.
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