I've done business with Steve and the gang at Summit Insurance Group for years now, and I can't say enough good things about them! They're always looking out for my best interest and make sure I am always covered. Thanks, Steve, for always taking care of my insurance needs. Stephen Terrell with Summit Insurance Group has been very responsive every step of the way.
He assisted in transitioning our business insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month, we will have switched our personal home and auto with his organization.
He assisted in transitioning our business insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month, we will have switched our personal home and auto with his organization.
Services
Here at Summit Insurance Group our goal is to provide you with fair policies, reliable advice, and a sense of security that will help your family live well and thrive! I grew up in Frankfort, Kentucky. I was in the Kentucky National Guard for seventeen years and I am a retired Lineman. I have been a licensed agent for four years; we specialize in custom fitting coverages for everyone, to fit their needs.
The insurance company will appraise your home. They will work with an inspector to determine the market value of your home. The location of your home matters too. If you are in a high crime area, then it will affect your cost. The insurance company will consider all of these things when deciding on your insurance rates.
When you live in a condominium, your association has a policy that covers the exterior of each building, but a condo insurance policy will cover the inside of your own unit. Your condo insurance policy may cover your walls, your possessions, and your appliances. Condo insurance also protects you in the event that a visitor to your property is injured.
This policy is for situations such as theft, fire, and other mishaps that can damage belongings. Landlord insurance does not cover the belongings of a tenant. That is why this coverage is necessary. However, it does not cover flood damage. If a mishap occurs, then the tenant files a claim. When you have this coverage, you will need to have proof of loss.
If you own an investment property that you rent to tenants, have insurance coverage on that property. This property can include apartments, condos, and residential homes. However, people assume their homeowner's insurance will suffice. If you are a landlord, protect yourself from financial losses from fires, severe weather, and/or break-ins with landlord insurance.
Reviews (8)
Crystal Fitzgerald
Dec 28, 2021
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My husband and I recently made the switch to Summit Insurance Group. Stephen Terrell was terrific to work with during the process, answering all of our questions and providing suggestions for our coverage. He was able to beat out every other company's rates on auto insurance by a considerable amount. Most other companies were $300-$600 more annually than his quote for the same or less coverage. In addition, he got us much better coverage on our home insurance with comparable or cheaper rates than other companies. We also have more peace of mind with the guaranteed replacement cost on the home and
Victoria Everglot
Oct 21, 2021
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Very good value for the insurance would definitely recommend. Unlike other insurance companies, Steve isn’t a liar. If you’re thinking about switching your insurance to him you definitely should. I was with State Farm for a long time and they definitely lied about a lot of things, but Summit doesn’t.
Chris Sparks
Mar 26, 2021
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Kay Thomas
Oct 12, 2020
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William Hardin
Sep 13, 2020
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Stephen Terrell with Summit Insurance Group has been very responsive every step of the way. He assisted in transitioning our Business Insurance for Great Scapes LLC (which included Business Liability Policy, Business Umbrella, and Multiple Business Autos) with ease. The transition was effortless on our part. By the end of this month we will have switched our personal home and auto with his organization. I cannot say enough about his follow up service. The organization's pricing is very fair and has been able to save us money along the way while making sure we are properly insured!
I highly recommend
I highly recommend
Whittney Johnson
Aug 26, 2020
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Positive: Professionalism, Responsiveness
I've done business with Steve and the gang at Summit Insurance Group for years now, and I can't say enough good things them! They're always looking out for my best interest and make sure I am always covered. Thanks Steve, for always taking care of my insurance needs.
I've done business with Steve and the gang at Summit Insurance Group for years now, and I can't say enough good things them! They're always looking out for my best interest and make sure I am always covered. Thanks Steve, for always taking care of my insurance needs.
Adam Weintraut
Jul 29, 2020
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Ashley Haden
Oct 31, 2019
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Summit Insurance group is such a blessing. Before I got insurance with Steve through Erie I was paying almost $500 a month for full coverage. I am now only paying $138 a month for even better full coverage, renters and life insurance. If you are looking to save money call summit insurance group! Steve cares about his customers and will make sure you get all the coverage you need!
