Final Expense or Simplified Issue Whole Life Insurance helps pay for final expenses upon death. These plans usually provide up to $25,000 to $30,000 in benefits and often do not require medical examinations. Since 2008 ALEM Agency Inc. has helped families, individuals, and senior citizens find affordable life, auto, and home insurance. We are a BROKER AGENCY which means that we shop multiple carriers to find you the best rate for your situation.
Services
ALEM Agency Inc. is a NATIONWIDE insurance brokerage headquartered in the south loop are of Chicago Illinois. We specialize in providing life, auto, home, and commercial insurance for those that are hard to insure. As a broker agency we have access to over 50+ national carrier's such as Travelers, Mutual of Omaha, Gerber, The Hartford, and TransAmerica.
We are always honored, and excited to hear that our policyholders or others in our community have recommended us to their family, friends or coworkers; (and we're proud to say that it happens OFTEN). Because of the recent influx in referrals we wanted to find a way to say THANK YOU! So we are introducing our LOYALTY REWARDS REFERRAL PROGRAM.
Understandably no one likes to think about themselves, or their parents falling ill/growing weak. Having to care for an aging parent is a responsibility that few people ever expect, or envision. Numerous studies have shown that the children of aging parents do not feel adequately equipped to handle the welfare of those that once raised them.
A 35 year old non smoker can get $100,000 worth of coverage for as little as $21.00 a month! There are several forms of life insurance available, however the two main forms of life insurance are whole life and term life insurance. Whole life policy with term rider. In our opinion this is is the best of both worlds!
The cost of health care products and services can seem overwhelming with expenses on the rise constantly, especially for prescription drugs. Understanding why these necessary expenses are so high and how your health insurance covers them can be confusing. So why are prescriptions so expensive, and why are some covered and some not?
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