Jerry C. Thomas, CFP is a CERTIFIED FINANCIAL PLANNER specializing in insurance planning specifically, life insurance, disability insurance, long-term care insurance, and annuities. He helps individuals and businesses with life insurance, estate planning, business planning, life insurance policy reviews, and advanced planning strategies.
Furthermore, Jerry partners with over 20 different insurance companies to help you find the best solution. We help you determine how much life insurance you need, which company and plan best suits your goals, and which company will make the best offer based on your overall health profile.
Furthermore, Jerry partners with over 20 different insurance companies to help you find the best solution. We help you determine how much life insurance you need, which company and plan best suits your goals, and which company will make the best offer based on your overall health profile.
Services
Life insurance pays a tax-free lump sum of money called the 'death benefit' to the beneficiary. As a result, the death benefit allows the beneficiary to meet any financial obligations left when the insured passes away. Your life insurance policy should match your need. If you need a policy on a short term basis, while your kids are going to school, then your policy should match that length (Term).
This means the insurance company does not require a physical exam to qualify for a policy. Based on your age, health, and coverage amount you may be able to qualify for the best life insurance rates without the need for a physical exam. These options do not require an exam, the main difference is these options only provide a "Standard Rate".
