There were ten charter members who each paid five dollars for a share in the organization. In the beginning, the office of the credit union was in a small corner of the plant itself. It was opened only a few hours each week and was manned by volunteers. Today we are a financially sound, rapidly growing, $118 million credit union.
We offer a full spectrum of services. With the approval of a community charter in 1998, anyone who lives, works, worships or attends school in Cooke or Grayson Counties, or may become a member if you have a family member that is currently a member you can join. We would like to invite you to join today and take advantage of the many benefits your membership brings.
We offer a full spectrum of services. With the approval of a community charter in 1998, anyone who lives, works, worships or attends school in Cooke or Grayson Counties, or may become a member if you have a family member that is currently a member you can join. We would like to invite you to join today and take advantage of the many benefits your membership brings.
Services
Immediate family of members (spouse, children, mother, father, brother, sister, aunt, uncle, grandparent, grandchild, stepparents, stepchildren, and adoptive relationships) or individuals who are part of a member's household. If you answered yes to any of these, simply apply in person at any one of our locations.
With a 4U CU savings account, it's easy to see what makes us so much better than a bank! For example, because credit unions are member-owned, returns on your deposits are typically higher than comparable bank products. This is the first account every member must open to begin their membership with the credit union.
4U CU offers a variety of checking accounts to choose from. They're convenient, practical and hassle-free. Finding the answers to your questions leads you to real people - not an automated response system. We offer friendly, personal service - it's the 4U difference! All of our Checking Accounts allow members access to their funds via paper and electronic devices, such as paper checks, ACH, ATMs, Debit Cards and through the Internet or Telephone.
One of the best investments to consider is a Credit Union share certificate. They pay a high yield, are federally insured and can provide you with a worry-free investment. You can get started with as little as $1,000 and benefit from convenient terms ranging from 3 months to 36 months. Dividends may pay back to the certificate, to another account or mailed to you in the form of a check.
We may impose a penalty if you withdraw funds from your account before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. The penalty for terms of 12 months or less is 30 day's dividends and the penalty for terms of longer than 12 months is 90 day's dividends.
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