Whether your insurance needs are business or personal, we're big enough to get the job done. And we're small enough to offer the personal level of care that our business was built upon. We impartially shop multiple insurance companies to find you the right coverage at the best price. McMichael Insurance provides Personal, Business, Life and Medicare Insurance to clients throughout the United States.
Founded over 45 years ago, McMichael Insurance is a rapidly expanding independent insurance agency. We are large enough to insure families and businesses of nearly every size and in every state, yet small enough to care as demonstrated by quickly and efficiently handling every client interaction with professionalism, accuracy, and genuine friendliness.
Founded over 45 years ago, McMichael Insurance is a rapidly expanding independent insurance agency. We are large enough to insure families and businesses of nearly every size and in every state, yet small enough to care as demonstrated by quickly and efficiently handling every client interaction with professionalism, accuracy, and genuine friendliness.
Services
During normal business hours, please call us to ensure that you maximize your claim payment. After hours, if it is an emergency please contact your insurance provider. Please note: When you need to report a claim after business hours or on weekends, please listen to the full message and follow the prompts carefully.
As an independent agency, we have many options as we work with a wide variety of business sizes and types. We will always commit ourselves to delivering you the best value for your money. Our goal is to give solid, well grounded advice that will provide cost effective solutions to the risks and challenges you face every day running your business.
A contract bond is a three-party agreement, whereby the Surety (insurance company) guarantees the Obligee (recipient of the service) that the Principal (contractor) will perform in accordance with the terms of the contract, and will pay their subcontractors and suppliers. Since surety is a credit relationship, applying for a bond is similar to applying for a bank loan.
The Business Auto policy is often considered fairly straightforward. However, it does present some challenges of its own. Perhaps the most common mistake that clients and insurance agents make with their Business Auto insurance is an understanding of how this insurance operates.
It is particularly important to understand that the structure of the policy intends to provide coverage for the Named Insured for covered autos while being operated by permissible drivers.There are many potential errors that flow out of this misunderstanding, including titling errors, unreported vehicles or drivers and failure to assess and apply proper coverage.
It is particularly important to understand that the structure of the policy intends to provide coverage for the Named Insured for covered autos while being operated by permissible drivers.There are many potential errors that flow out of this misunderstanding, including titling errors, unreported vehicles or drivers and failure to assess and apply proper coverage.
The commercial property policy provides coverage for damage or destruction of your buildings and business contents. We will take a careful look at your property coverage needs to make sure that your business can survive a catastrophic loss to your place of work.
This includes rebuilding or repairing your building, replacing your contents, and even providing coverage for your loss of income while your operations are suspended as a result of the loss.Originally, I was not sure I wanted to move to a new agency since I thought my prior agent was meeting my needs.
This includes rebuilding or repairing your building, replacing your contents, and even providing coverage for your loss of income while your operations are suspended as a result of the loss.Originally, I was not sure I wanted to move to a new agency since I thought my prior agent was meeting my needs.
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