I founded Smitherwood Insurance to provide the best possible coverage solutions at the best possible rates while delivering the best possible customer service. As an Independent Insurance Agent & Broker, my loyalty is with you, not any insurance carrier. Homeowners Insurance is important for any homeowner.
While you are not required by law to have homeowners in insurance in Virginia, a policy is required if the property is financed through a mortgage company. The mortgage company wants. The average annual cost of car insurance in Virginia is $836, and across the country it's $982, according to a 2018 report by the National Association of Insurance Commissioners based on 2015 data.
While you are not required by law to have homeowners in insurance in Virginia, a policy is required if the property is financed through a mortgage company. The mortgage company wants. The average annual cost of car insurance in Virginia is $836, and across the country it's $982, according to a 2018 report by the National Association of Insurance Commissioners based on 2015 data.
Services
Smitherwood Insurance is a full-service Independent Insurance Agency & Brokerage based in Richmond, Va. We conduct a comprehensive assessment of your total home, auto, or commercial needs and recommend only the carriers and insurance solutions that are right for you. When we provide a coverage quote for you, we look for the gaps or loopholes that other insurance agents might miss.
Life is filled with uncertain risks, and accidents happen to even the most attentive drivers. That's why when selecting your auto insurance, you need a broker who values helping you save money on the best coverage possible while delivering an. Renters Insurance gives renters peace of mind and protection against unforeseen claims against their personal property and liability legality.
Types of Commercial Insurance You might be familiar with auto and home insurance, but as a business owner there is a whole world of commercial insurance out there to protect your business and you as an owner against damages. Thank you for giving us the opportunity to help you with your business insurance services!
Peace of Mind and Protection for the Open Road. You're passionate about your bike, so we made it our mission to represent a wide range of national carriers who specialize in competitive motorcycle coverage. Together we can find a solution for. Private Client Service Solutions We offer a unique range of national carriers who specialize in high net worth individuals.
Reviews (12)
Richard Duran
Nov 29, 2021
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It was great having Oliver Smith as my Insurance Broker while I lived in the Richmond, Virginia area. He helped me find an affordable Home Insurance for my new construction home as well as made things streamlined and easy when I had to move out of state for work.
He was helpful in terminating my insurance and issuing my refund before I moved out of the state. Too bad he's not licensed in Wyoming or I would have definitely gone through him for my insurance needs for my new state.
He was helpful in terminating my insurance and issuing my refund before I moved out of the state. Too bad he's not licensed in Wyoming or I would have definitely gone through him for my insurance needs for my new state.
Aaron Clark
Nov 20, 2021
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Mary Kellyn Currie
Sep 22, 2021
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I found Smitherwood at the beginning of 2021 when I was looking to switch my car insurance from Nationwide. Oliver Smith has been a huge help and has always taken great care of me. He helped me get an awesome policy with Grange that’s saving me about $125 a month compared to what I was paying before, and the process was so smooth and easy.
He always responds quickly to my texts or calls, always makes sure to update me about my policy and is incredibly knowledgeable and detailed when explaining things to me that may be unfamiliar.
Recently I got into a minor accident and Oliver answered as soon
He always responds quickly to my texts or calls, always makes sure to update me about my policy and is incredibly knowledgeable and detailed when explaining things to me that may be unfamiliar.
Recently I got into a minor accident and Oliver answered as soon
Bryson Botts
Jun 28, 2021
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I used Smitherwood Insurance to help me with probate so I can be an administrator of an estate. Oliver was super responsive and flexible. He met me at the John Marshall Court to help finalize the probate and addressesed any concerns the court had allowing us to complete the process that day. I highly recommend Oliver and Smitherwood Insurance.
Elizabeth Knox
Mar 02, 2021
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I called the owner of this company Oliver Smith to inquire about insurance.
I am a female and an elder.
We were talking about asbestos siding.
He was very dismissive and disrespectful when I told him I had owned several houses with asbestos siding and I knew quite a lot about it. He acted like he was the only one that knew anything about asbestos siding.
He told me he thought that I thought that I was an insurance expert. I don’t think I’m an insurance expert but I do know a lot about asbestos siding, Having lived in a house with asbestos siding for decades and owning a rental house that
I am a female and an elder.
We were talking about asbestos siding.
He was very dismissive and disrespectful when I told him I had owned several houses with asbestos siding and I knew quite a lot about it. He acted like he was the only one that knew anything about asbestos siding.
He told me he thought that I thought that I was an insurance expert. I don’t think I’m an insurance expert but I do know a lot about asbestos siding, Having lived in a house with asbestos siding for decades and owning a rental house that
Andrew Gillespie
Feb 26, 2021
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Joy Montrief
Feb 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Oliver is the best! He shops the best deals for me when I'm up for renewal and I don't even have to ask. He's always available when I reach out and is very prompt in responding and trying to help. I would DEFINITELY recommend him for your insurance needs!
Oliver is the best! He shops the best deals for me when I'm up for renewal and I don't even have to ask. He's always available when I reach out and is very prompt in responding and trying to help. I would DEFINITELY recommend him for your insurance needs!
Christine Jeune
Feb 06, 2021
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Oliver has always been so professional and helpful with our homeowners insurance policy. When closing on our first home our relator recommended Oliver’s services and I’m so glad she did! Oliver is knowledgeable of the industry and supportive of whatever questions come along the way. 5/5 stars absolutely recommend him!
Kelly Koegel
Dec 22, 2020
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Positive: Professionalism, Quality, Responsiveness
Oliver did a great job and was always there when I needed him or had questions. He was very professional and timely. I would highly recommend him to others! The only reason I had to leave his services were because I moved to a state where he didn’t work.
Oliver did a great job and was always there when I needed him or had questions. He was very professional and timely. I would highly recommend him to others! The only reason I had to leave his services were because I moved to a state where he didn’t work.
Josh Crowley
Mar 06, 2019
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Taylor Quinn
Jun 28, 2018
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Smitherwood Insurance is vital for my business. I used them to get insurance for my business and Oliver was super easy to work with. I needed to provide proof of insurance to a potential new client and Oliver got my business set up ASAP! Oliver explains everything to you and is always available when I have a question or if I need to update my policy. I highly recommend using Smitherwood Insurance.
Stephen Moegling
Jun 28, 2018
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Oliver is a world-class businessperson. I've never had such great experience working with an insurance agent in my entire life. He helped us save hundreds of dollars on an existing policy...shared very critical flaws in our current coverage that could have been a disaster for us in the event of an accident...and worked tirelessly behind the scenes to help coordinate our new home coverage.
