Dedicated to serving anyone who lives, attends school, works, or worships in Clinton, Gratiot or Shiawassee County, Michigan. Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. We now serve the residents and employees of Clinton, Gratiot and Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit Union.
Services
This service is designed to allow you to make deposits to your savings /checking accounts by taking photos of checks & sending them to us via our mobile app. To use this service, you must be in good standing with us and must have an e*Teller account & smartphone with our mobile app installed. CheckRight is a web-based checking account management education module designed to teach you how to manage a checking account.
Certificates provide higher yields on your funds deposited with terms ranging from 6 months up to 60 months. Early withdrawal penalties: 90 days interest forfeited on 12 months and under; 180 days interest forfeited on 18 and 24 months. 365 days interest forfeited for 36, 48 and 60 months. See disclosure on specific details on individual accounts.
With our Secured VISA credit card, the funds are held in your savings account to secure your charges while strengthening your credit! We are excited to announce instant issue credit cards are here! What does that mean for you? It means if you apply & are approved for a JFCU VISA credit card, you can walk out with your new card the very same day.
Stop in for a car loan before you visit the car lot. A pre-approved loan will help you purchase a car that fits your lifestyle with payments that fit your pocketbook. And because of our low loan rates on new and used vehicles, you'll get more car for your money. While you're here, our loan officers can steer you in the right direction by providing information to help you drive your deal.
Building good credit is a long (and sometimes complicated) process. After graduating high school, it seems like you're looking to buy your first car, and before you know it, the investment of buying a house is looming. If credit isn't established before applying for auto loans, mortgages, or other financing, it could make approval near impossible.
Reviews (9)
Hannah Kurncz
Nov 21, 2021
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I’ve used this bank for about 4 years and haven’t really had issues other than the app being down most of the time. My debt card expired in October and I’ve never received it and called on the 1st of November for a replacement of that one and the lady said it would take 7-10 days, it’s now the 14th my card as not shown up. I’m about to move everything to my other bank. It’s ridiculous. I’m taking everything out of my savings (at other bank) to buy food and essentials because I don’t have my main debt card!
Update: had to go to the bank to get a new card made. Have no idea where
Update: had to go to the bank to get a new card made. Have no idea where
Madeline Dietrich
Nov 19, 2021
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Shelby George
Jul 02, 2021
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I banked with Journey for at least 15 years and the service was great, however, within the last 5 years, customer service has plummeted to below zero.
One day, I went in to pay balance on an auto loan and was assisted by Justin...he has the worst public relations attitude I have ever experience. Short, quick and a snotty tone in his voice, irritated that we, as customers asked questions regarding the payoff of the loan. It was that very day that I closed my account and will never use Journey again. So sad too, as it used to be top notch and I sent many friends to them because they were so customer
One day, I went in to pay balance on an auto loan and was assisted by Justin...he has the worst public relations attitude I have ever experience. Short, quick and a snotty tone in his voice, irritated that we, as customers asked questions regarding the payoff of the loan. It was that very day that I closed my account and will never use Journey again. So sad too, as it used to be top notch and I sent many friends to them because they were so customer
Kyleigh Langdon
Feb 13, 2021
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JoSchmoefrom Pickletoe
Jun 29, 2020
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Fritz Carlson
Sep 06, 2019
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I am so disappointed in this bank. We deposited a large check in the bank that was from another bank which we have done in the past!!!! They put another hold on it. They have gotten these checks in the past. If they don’t trust us I guess we should look for another bank. We’ve been there for years. We need money for our business and we couldn’t even get a third of it. So they put a 2 day hold on it. What’s the point. I called Patrick Hunt CEO. We’ll see what happens. They are not there when we need them that’s for sure. They start quoting “Guidelines”!!
Mung
Jul 30, 2019
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Melissa Helt has offered exceptional customer service to me consistently. She is patient and thorough. She is remarkably kind and I always leave the credit union feeling like I can handle completing complicated financial ledgers on my own, thanks to her. I would recommend her name to anyone who frequents Journey FCU, and I will always seek out her assistance because she makes my time there such a great experience.
--Kerry Sherman
--Kerry Sherman
Drew Beck
Jul 19, 2019
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Cindy Ward
Jun 24, 2019
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