Insurance is a legal contract that protects people from the financial costs that result from loss of life, loss of health, lawsuits, or property damage. Insurance provides a means for individuals to handle some of the risks faced in everyday life. People purchase contracts of insurance, called policies, from a variety of insurance organizations.
No one knows in advance when a loss will occur or how serious that loss will be. This is where we can help you and your family through maze of questions that will arise. We maintain relationships with many insurance companies so there will be a variety of companies to choose from. We can carefully assess your insurance needs, then search for the product that best meets your requirements.
No one knows in advance when a loss will occur or how serious that loss will be. This is where we can help you and your family through maze of questions that will arise. We maintain relationships with many insurance companies so there will be a variety of companies to choose from. We can carefully assess your insurance needs, then search for the product that best meets your requirements.
Services
We represent over 100 companies in California, Nevada, Oregon, Washington and Idaho. We will provide you with personalized service making purchasing of insurance a more simplified process through all of the complexities of insurance with our knowledge and service. Since everyone's needs are different, suggestions will be made as to the various coverage's necessary to protect you and your family while being cost conscious.
Consider taking some steps to make yourself a better risk and save money. Install safety & security devices. You can often save up to 15 percent on you premium with deadbolt locks, fire extinguishers, smoke alarms, burglar alarms and fire alarms that alert your local police and fire stations. Check with your agent to see if your insurance company has specific requirements to qualify.
Everyone who drives needs car insurance. In fact, most states require it by law. When you buy car insurance, you are buying what is called a policy. Your policy is based on a variety of factors including what kind of car you drive as well as what kind of insurance you want. Auto insurance policies are actually a package of different types of insurance coverages.
Are you buying insurance on a new home, selling a home, or just wanting to gain a better understanding of the factors that affect your ability to get and keep affordable homeowners insurance? Let us provide you some of the major keys to how homeowners insurance works, help you avoid common pitfalls and offer some ways you can save money.
You need life insurance if you think you will leave financial obligations behind when you die. Family obligations create financial obligations. Life insurance benefits can provide food and shelter for children and other dependents. Include in the equation, college education, mortgage, auto loans, if you have a two income family consider covering the spouses income and for how long.
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