Utah Bankruptcy Professionals is one of Utah's most trusted and well-established consumer bankruptcy law firms. Founded in the year 2000 by president and attorney Jody Lamb Howe bankruptcy practitioner in the State of Utah for over 30 years. Utah Bankruptcy Professionals has helped thousands of individuals and small businesses consolidate, reduce and eliminate debt in Chapter 7 and Chapter 13 bankruptcy cases.
We can file a bankruptcy case for you immediately, within 24 hours if necessary, to stop all creditor actions including foreclosure, garnishment, repossession, telephone calls, seizure of assets, IRS levies and lawsuits. Jody is author of "Utah Bankruptcy Law Handbook", published in 2000, updated regularly and available to you on this site.
We can file a bankruptcy case for you immediately, within 24 hours if necessary, to stop all creditor actions including foreclosure, garnishment, repossession, telephone calls, seizure of assets, IRS levies and lawsuits. Jody is author of "Utah Bankruptcy Law Handbook", published in 2000, updated regularly and available to you on this site.
Services
Jody Howe and Utah Bankruptcy Professionals have represented us in an extremely complex bankruptcy case since 2010. With the assistance of Jody Howe and her experienced team of paralegals, we are succeeding in our Chapter 13 case, are paying back a portion of our debt, and have attained a degree of financial stability.
Chapter 13 is a Section of the Bankruptcy Code which enables qualified individuals and small business owners to retain their assets and consolidate all or a portion of their debt under a Chapter 13 Plan payable over three to five years.
The Debtor must make a single monthly plan payment to the bankruptcy trustee throughout the duration of the plan, and the bankruptcy trustee distributes the plan payment among all of the Debtor's Creditors in amounts and priorities specified in the plan.Surplus income is all income received by the Debtor and his or her spouse that is not reasonably necessary for the support of the Debtor and the Debtor's dependents.
The Debtor must make a single monthly plan payment to the bankruptcy trustee throughout the duration of the plan, and the bankruptcy trustee distributes the plan payment among all of the Debtor's Creditors in amounts and priorities specified in the plan.Surplus income is all income received by the Debtor and his or her spouse that is not reasonably necessary for the support of the Debtor and the Debtor's dependents.
Is declaring bankruptcy your best option? Do you qualify for Chapter 7, or is a Chapter 13 filing the right fit for your circumstances? For expert answers to all your questions about filing for bankruptcy in Utah - and free advice on how to bring your financial troubles to an end - turn to Utah Bankruptcy Professionals.
KEEPING YOUR VEHICLE IN CHAPTER 7 IF IT IS PAID FOR - You can file Chapter 7 and retain a vehicle that is paid for depending on how much the vehicle is worth, and who is listed on the title. The present exemption in Utah is only $3,000 per person for one motor vehicle, so if your vehicle is paid for but worth more than $3,000, you might lose it to a Bankruptcy Trustee.
This includes filing under Chapters 7, 11 and 13. Chapter 13 Bankruptcy is the most common bankruptcy chapter filed to stop a foreclosure sale. Chapter 13 offers significant protection for individuals who have fallen behind on their home mortgage payments.
Under the Bankruptcy Code, individuals are permitted to catch up on all delinquent payments on mortgages and home equity loans against their primary residence over a three to five year period under the terms of a Chapter 13 Plan.Chapter 13 allows individuals to consolidate and catch up on all of their other debt at the same time.
Under the Bankruptcy Code, individuals are permitted to catch up on all delinquent payments on mortgages and home equity loans against their primary residence over a three to five year period under the terms of a Chapter 13 Plan.Chapter 13 allows individuals to consolidate and catch up on all of their other debt at the same time.
Reviews (5)
Jed Anderson
Aug 06, 2020
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Rebecca M.
Sep 28, 2018
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Altha Mamao
Oct 17, 2017
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Helen Eckenroed
Jun 29, 2017
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Even though we are extremely nervous when filing for bankruptcy , the Utah Bankruptcy Professionsls made me feel comfortable the entire time. They never made me feel belittled because I got myself into this situation. They made sure I explored ALL the possible debts I had to include in my case. They offered a very reasonable payment plan as well. I would definitely recommend them to ANYONE in this unfortunate situation.
Brandon Oliver
Aug 16, 2016
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