Kelmeg & Associates
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Kelmeg & Associates
Contact our coverage experts for suitable healthcare tiers to match your individualized needs! Colorado Law dictates that all medicare, connect for health (individual) and small group health insurance benefit plans be sold at the same cost to you the consumer, with or without a broker. With our commission built into the cost of the insurance plans purchased, the use of a broker comes as an added benefit to all your insurance plan options.

What's something exciting your business offers? Say it here. Please send us a message if you have any questions about your health insurance, connect for health and medicare needs.
Services
Medicare Advantage ( Medicare Part C) plans offer additional features and benefits - beyond Original Medicare. Since Medicare doesn't pay for everything, Medicare Supplement plans are designed to help cover out-of-pocket expenses. Also known as "Medigap, " these plans complement your existing Original Medicare coverage.
The financial help you can get through Connect for Health Colorado to lower your monthly payment is called a Premium Tax Credit. Coloradans that qualify for financial help may also qualify for healthcare discounts, called cost-sharing reductions, that lower the amount you pay when you use your plan.
Health insurance helps businesses pay for health care expenses for their employees. When you pay a premium, insurance companies pay a portion of your medical costs, including for regular doctor checkups or injuries and treatments for accidents and long-term illnesses. The amount and services that are covered vary by plan.
Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work. Short term disability insurance policies offer a worker a portion of their salary if they are unable to work for a short period-typically three to six months. Long term disability insurance offers a worker a portion of their salary if they are unable to work for a longer period-typically a period of over six months.
Life insurance is a financial product you purchase in order to protect your family against the financial consequences of your death. Life insurance coverage intends to provide money to replace your wages in the event of your untimely death, and many consumers buy enough coverage to pay for debts like a mortgage or to cover college expenses for their children.
Reviews (6)
Mark Waldron
Mark Waldron
Apr 08, 2021
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Positive: Professionalism, Responsiveness
I have been working with Kelsey for over 4 years now, and she is knows her Health Coverage. I would not go anywhere else.
Yvonne Larson
Yvonne Larson
Apr 01, 2021
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Kelmeg & Associates are fantastic. They are through and checked over all the details of what we wanted in a health care insurance company. Additionally when the lab incorrectly billed the annual labs required to continue certain medications ... they worked with the insurance company and got these covered (according to the plan we had purchased). Love their customer service!
Becca Friedman
Becca Friedman
Jan 16, 2020
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Chip has proven to be an absolute life saver twice now, when it came time to navigate the purchasing of health insurance. Top notch service!
David Hasson
David Hasson
Sep 26, 2017
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I've have bought my insurance from the Connect for Health Colorado marketplace since the beginning and have had horrible experiences each year with them when buying directly. I met Kelsey recently and signed her up as my broker. She quickly had resolutions to issues that had gone unsolved for almost 11 months! I wish I had found her and Kelmeg and Associates sooner. If you are having trouble figuring things out with your options, or with open enrollment, give her a call TODAY! Kelsey is super easy to work with and will save you countless hours of your time on hold with Connect for Health CO reps
Sasha Benner
Sasha Benner
Sep 02, 2017
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This place is amazing. They navigate you through Connect for Health Colorado... explain plans... and help you enroll. Go to these guys and let them help. Waaay less headache than attempting to do it alone.
Karrie Higgins
Karrie Higgins
Sep 01, 2017
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Kelsey and Chip both are knowledgeable, responsive, and helpful. They can solve problems and help you navigate the complex web of plans. You can schedule a phone appointment on their website & all you have to do is call them at the appointed time. Chip actually saved my life (quite literally!) by helping me deal with insurance issues in the past. Recommended.