B H Agency

Simply put, health insurance is protection against medical cost. A heath insurance policy is a contract between an insurer and an individual group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either inalump sum or in installments.

Our agency specializes in working with small and medium-sized employers. We listen to your goals, then finding the right mix of products to provide a way to find and keep great employees. Our services include the enrollment meetings with your employees, working with claim issues and help in enrolling new employees.

Graduating to Medicare? Considering retiring? We can help! We can help you with big decisions of taking Medicare, staying on your group health plan, applying for coverage, helping you make the right choice for additional coverage. We like to meet with you about 6 months in advance of any "big change" you have - turning 65, considering retirement and losing benefits or need to compare retirement medical plans to others.

When you want to provide financial security to those who matter most to you, life insurance is a good place to start. It can protect your loved ones by providing a death benefit, so they have one less thing to worry about during difficult times. Some policies also build cash value you can use if you need it.

It is my privilege to serve the insurance needs of local individuals, families and business owners. Getting the right insurance coverage is an important part of protecting your investments, your lifestyle and your family's financial future. When you meet with me, you'll have opportunities to ask questions about your current policies and perhaps learn about additional coverage, features or discounts you are eligible to receive.